Platinum RuPay Credit Card

Rewards, as stated by the issuer

• Earn 2 Reward Points on every ₹ 100 transaction done through UPI
• From 15th December 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.60
• Effective 1st September 2024, maximum reward points allowed for cash redemption will be 2500 per calendar month
• Earn Reward Points
• Earn 2 Reward point on every ₹100 on UPI transaction.
• Redeem Reward Points
• Earn 1 Reward Point for every ₹ 100 on non UPI transactions
• Earn 0.70 for every ₹ 100 on select merchant categories (Applicable for both UPI & Non-UPI transactions)
• Fuel transactions will not accrue any reward points
• Reward Points will be earned only for spends up to assigned credit limit in every statement cycle
• Airline Miles on Krisflyer
• Click here for generic terms and conditions and steps to redeem your reward points against any of the Redemption options.
• Important Notice: Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31st Oct 2024.
• Unlock Smart Savings by linking your Platinum RuPay credit card to UPI! Scan & Pay at any Merchant QR. Get 2 Reward Points per Rs.100 on every UPI transaction.
• Unlock Smart Savings by linking your Platinum RuPay credit card to UPI!Scan & Pay at any Merchant QR. Get 2 Reward Points per Rs.100 on every UPI transaction.
• 2 reward points on every ₹100 spent via UPI transactions
• 1 reward point for every ₹100 spent via non-UPI transactions
• Yes, for non-UPI transactions, you earn 1 reward point for every ₹100 spent. Additionally, you can earn ₹0.70 for every ₹100 on select merchant categories, applicable to both UPI and non-UPI transactions. However, fuel transactions are excluded from earning reward points.

Other benefits

• We deeply value your need for choice and have tailored our redemption options to offer maximum benefit:
• Travel Insurance Cover Details
• Travel insurance is a priority document for all your trips. IndusInd Bank has tied up with The Oriental Insurance Company Ltd. (‘Insurance Company’) as a group manager to provide cardholders with the following insurance cover under its program:
• Insurance Cover
• Value Offering
• The information given in the value offering is based on certain assumptions and is for illustration purposes only. Actual savings will depend on the usage pattern of the individual cardholder.
• Unauthorised transactions in case of loss/theft of card : We provide an insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
• Counterfeit fraud : It is possible that your card or card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.
• * Click here for terms and conditions of the applicable insurance policy.
• Are there any special benefits or discounts exclusive to Platinum RuPay Credit Card holders?
• Travel insurance coverage worth 2.25L, with lost baggage coverage up to ₹1 lakh, passport loss cover up to ₹50,000 and Delayed baggage/ Lost ticket/ Missed connection up to ₹25,000 each.
• You can complete the application process online. Simply provide your details, choose a card offer, accept the card terms and do a quick VKYC and you are done.
• The Platinum RuPay Credit Card is lifetime-free. So, you do not have to pay any joining fees or annual fees at all. This, along with the rewards programmes, fuel surcharge waiver, travel insurance coverage, and other benefits, makes the Platinum RuPay Credit Card an excellent choice.
• Apply for the lifetime-free RuPay Credit Card now!
• Comprehensive Golf Program
• Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card
• Indulge in a world of luxury with the Iconia Credit Card from IndusInd Bank. We excel at serving you and offer you special privileges no other lifestyle credit card can match. All our programs are carefully structured by experts to present you with best-in-class benefits and services.
• You can experience the elaborate rewards structure doubling your rewards much sooner. Whether you like travelling to new destinations, or if your indulgence is playing a round or two at the finest golf courses, our lifestyle credit card will surely elevate your experience.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• 1% Fuel Surcharge Waiver* T&C Apply
• Avail freedom from surcharge on petrol at petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump within India.
• Yes, you can use the Platinum RuPay Credit Card for international transactions. However, note that it comes with 3.5% Forex Mark-up. Hence, it is advisable to use it cautiously.
• 1% fuel surcharge waiver
• Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card