Fees not stated, related charges foundUpdated 2026-07-26

IndusInd Bank

Platinum Visa Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markup1.8%

Rewards, as stated by the issuer

  • 1.5 reward points for every ₹ 150 spent
  • From 1 st March 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.60
  • Effective 1st September 2024, maximum reward points allowed for cash redemption will be 2500 per calendar month
  • For every INR 150 spent on your IndusInd Bank Platinum Credit Card , get 1.5 Reward Points
  • Earning of Reward Points:
  • It’s in your hands, so take charge! Watch your reward points multiply by using your IndusInd Bank Platinum Credit Card for business or pleasure wherever and whenever you choose!
  • For every INR 150 spent on your IndusInd Bank Platinum Credit Card, you get 1.5 Reward Points.
  • #Please note effective from 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
  • Airline Miles on Krisflyer
  • Click here for generic terms and conditions and steps to redeem your reward points against any of the Redemption options.
  • Please note: *From 1 st January,2024, the value of non cash redemptions (excluding airmiles) will be 1 RP = Rs.0.50
  • Important Notice: Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31 st Oct 2024.
  • 1.5 reward points for every Rs. 150 spent
  • How to redeem reward points from Platinum Visa Credit Card?
  • To redeem your reward points from Platinum Visa Credit Card, you need to visit www.indusmoments.com and place a request for redemption of your choice. You can also redeem your reward points against air miles or against cash credit to settle your outstanding credit card bill dues.
  • Earn up to 8X Reward Points on select merchant categories
  • 2.5 Reward Points for every INR 100 spent online (E-commerce transactions)
  • With a unique contactless feature and a card design that enables you to make fast, convenient and secure everyday purchases, the Legend Visa Credit Card helps you earn more reward points on your weekend spends as well as Bonus points on your yearly spends!

Other benefits

  • Enjoy the best life has to offer with a card that’s made for your needs.
  • The IndusInd Bank Platinum Visa Credit Card offers a comprehensive range of travel and lifestyle benefits to suit your preferences.
  • Comprehensive insurance benefits
  • Dear Customer, effective 1 st October 2022, BookMyShow offer on your IndusInd Bank Platinum Credit Card and IndusInd Platinum Select Credit Card will be discontinued. To know more, please click here .
  • We deeply value your need for choice and have tailored our redemption options to offer maximum benefit.
  • We deeply value your need for choice and have tailored our redemption options to offer maximum benefit:
  • Platinum Welcome
  • With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more.
  • You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands.
  • Travel Insurance Cover Details
  • Travel insurance is a priority document for all your trips. IndusInd Bank has tied up with The Oriental Insurance Company Ltd. (‘Insurance Company’) as a group manager to provide cardholders with the following insurance cover under its program:
  • Insurance Cover
  • Value Offering
  • The information given in the value offering is based on certain assumptions and is for illustration purposes only. Actual savings will depend on the usage pattern of the individual cardholder.
  • Unauthorised transactions in case of loss/theft of card : We provide an insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
  • Counterfeit fraud : It is possible that your card or card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.
  • *Click here for terms and conditions of the applicable insurance policy.
  • IndusInd Bank Platinum Visa Credit Card is an instant credit card that offers a comprehensive range of travel, lifestyle and golf benefits to suit your preferences. It allows you to earn rewards faster and helps you redeem them at your convenience.

Welcome & milestones

Welcome

  • Please note, welcome gift is only applicable on select fee plan.

Milestones

None listed.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Avail freedom from surcharge on petrol at petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump within India.
  • Waiver* of 1% on fuel surcharge at any petrol pump within India
  • IndusInd Bank Platinum Aura Edge Vs Platinum Credit Card – Lifetime Free Credit Cards
  • Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card