Fees not stated, related charges foundUpdated 2026-07-26

IndusInd Bank

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markup1.8%

Rewards, as stated by the issuer

  • 2.5 Reward Points on Ecommerce transactions
  • Milestone Benefit of 3000 Reward Points on spends of ₹ 4,00,000 annually*
  • Earn Reward Points
  • Redeem Reward Points
  • #Fuel transactions will not earn any reward points under this card
  • Airline miles on Krisflyer
  • Click here for generic terms and conditions and steps to redeem your reward points against any of the Redemption options.
  • Milestone Benefit
  • Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
  • E-commerce transactions: Reward Points value (₹6,000 spends every month)
  • UPI transactions: Reward Points value (₹3,000 spends every month)
  • POS transactions: Reward Points earned value (₹5,000 spends every month)
  • Earn up to 8X Reward Points on select merchant categories
  • 2.5 Reward Points for every INR 100 spent online (E-commerce transactions)
  • secure everyday purchases, the Legend Visa Credit Card helps you earn more reward points on your weekend spends as well as Bonus points on your yearly spends!
  • Earn 1 reward point for every ₹ 100 spent on Weekdays and earn 2 reward points for every ₹ 100 spent on Weekends.
  • Earn up to 1 Reward Point for every ₹ 100 spent

Other benefits

  • Buy one movie ticket and get the second one free on BookMyShow every month upto ₹ 200*
  • Earn big on each spend using your credit card for shopping, booking movie tickets, bill payments and more.
  • *Select Merchant Categories include utility bill payments, insurance premium payments, government services/charges/premium, education fees, rent
  • We deeply value your need for choice and have tailored our redemption options to offer maximum benefit:
  • Movie offer:
  • Sit back and enjoy a lovely movie with your friends and family. As a Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card holder, enjoy buy one get one free on movie tickets through our booking partner BookMyShow.
  • Buy one movie ticket and get the second one free*
  • Get one free movie ticket in a month
  • Offer valid on all theatres registered with BookMyShow across all major cities.
  • *The price of the free ticket is capped at ₹200. If the price is higher, you will get a ₹200 discount, and the remaining amount must be paid using your Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
  • Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced ‘Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.
  • Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.
  • Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents. Click here for T&Cs of the applicable insurance policy.
  • BookMyShow Offer (1 complimentary movie ticket every month at ₹ 200 each)
  • Discover the Indus Care Savings Account, crafted to support your financial well-being with exclusive
  • Comprehensive Golf Program
  • Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card

Welcome & milestones

Welcome

None listed.

Milestones

  • Milestone Benefit of 3000 Reward Points on spends of ₹ 4,00,000 annually*
  • Milestone Benefit
  • Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Milestone Benefit of 3000 Reward Points on spends of ₹ 4,00,000 annually*
  • 1% Fuel Surcharge Waiver
  • Enjoy 1% fuel surcharge waiver* across all fuel stations in India.
  • 1% Fuel Surcharge (Monthly fuel usage of ₹ 3,000)
  • Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card