Biz Edge Credit Card

Rewards, as stated by the issuer

• Exciting Reward Points
• Earn 5X reward points on business essential spends, flights & hotels bookings
• Earn 5X reward points on SAAS related spends through our partnership with *Nuclei platform
• Earn on business essential spends: Get 10 reward points for every ₹150 spent on business essentials*
• Earn rewards with our preferred partner: Get 10 reward points on SAAS related spends for every ₹150 spent on the Nuclei Platform**
• Earn while you travel: Get 10 Reward points for every ₹150 spent on flight and hotel bookings made through Kotak Unbox.
• Earn on other purchases: Get up to 2 reward points for every ₹150 spent across other categories
• 1 Reward Point = ₹ 0.25 for purchases via the Kotak Unbox platform
• On the Kotak Unbox Platform, redeem up to 80% of the cart value using reward points.
• Rewards earned on Business essential spends are capped at 2500 reward points per statement cycle
• Accelerated reward points for spends on flight, hotel and SAAS transactions are capped at 1,00,000 reward points
• Reward points can not be earned on EMI transactions, and select categories including rent, wallets, and education
• Minimum 500 reward points are required for redemption
• All the reward points earned are valid for 36 months only. The points will expire post this duration.
• Click here to know detailed terms & conditions related to Reward points on the Kotak BizEdge Credit Card.

Other benefits

• Extended interest-free period
• Manage your cash flow efficiently with the extended 55 days of interest free period
• * Click here to explore SAAS offers on Nuclei (only applicable to BizEdge VISA variant)
• *Spendings on Business essentials includes transactions on tax payments, utility bills, insurance premiums, government payments, fuel, office supplies, telecom services, electronic purchases.
• Interest free period

Welcome & milestones

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• Spend ₹ 2 Lakh in an anniversary year & get your annual fee waived off
• MAD is 5% of all transactions & 100% of EMI, Finance Charges, Fees/Charges & Tax