Fees read from issuer pageUpdated 2026-07-26
Kotak Mahindra Bank
IndiGo IDFC FIRST Credit Card
₹1500 a year
LinePersonal
Joining feeNil
Annual fee₹1500
Forex markupNot stated
Rewards, as stated by the issuer
- Spend-based milestone vouchers worth up to 7,500 IndiGo BluChips
- Earn 2 IndiGo BluChips per ₹100 spent on Dining and Entertainment
- Milestone Benefits
- Note: IndiGo BluChips have lifetime validity. IndiGo BluChips vouchers credited as welcome, milestone, renewal benefit, have a validity of 6 months from date of issuance.
- The new IndiGo Kotak Cards are feature-rich. To take a glimpse, jump to our Value Chart and take a look at what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone and renewal benefits are available to all cardholders.
- Spend based milestone vouchers of up to 16,000 IndiGo BluChips
Other benefits
- Get 4 Free Flights
- Earn unlimited 2 IndiGo BluChips per ₹100 spent on all Dining & Entertainment spends
- Earn unlimited 1 IndiGo BluChip per ₹100 spent on all other categories*
- Earn vouchers of up to 7,500 IndiGo BluChips each year
- Get a Renewal benefit voucher of 2,500 IndiGo BluChips on payment of annual fee each year
- For IndiGo 6E Rewards cardholders who were migrated to the IndiGo Kotak Credit Card, welcome and renewal benefits will NOT be available. All other benefits of the IndiGo Kotak card will be available. Joining/Annual fee will remain at Rs.700 until your card’s expiry.
- This is a compensatory upgrade bonus and will be credited to the customer’s BluChip account.
- Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends and 1 Mojo point for every Rs. 100 on other spends.
Welcome & milestones
Welcome
- Welcome benefit of 2,500 IndiGo BluChips voucher
- Welcome Benefit
- Kick start your IndiGo Kotak Credit Card journey with a welcome benefit voucher of 2,500 IndiGo BluChips
- The new IndiGo Kotak Cards are feature-rich. To take a glimpse, jump to our Value Chart and take a look at what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone and renewal benefits are available to all cardholders.
- Welcome benefit of 4,000 IndiGo BluChips Voucher & 6E Eats voucher
Milestones
- Spend-based milestone vouchers worth up to 7,500 IndiGo BluChips
- Milestone Benefits
- Earn a voucher worth 2,500 IndiGo BluChips on spending ₹1.25L within the anniversary year
- Earn the 2 rd voucher worth 2,500 IndiGo BluChips on spending ₹2.5L within the anniversary year
- Earn the 3 rd voucher worth 2,500 IndiGo BluChips on spending ₹6L within the anniversary year
- Note: IndiGo BluChips have lifetime validity. IndiGo BluChips vouchers credited as welcome, milestone, renewal benefit, have a validity of 6 months from date of issuance.
- The new IndiGo Kotak Cards are feature-rich. To take a glimpse, jump to our Value Chart and take a look at what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone and renewal benefits are available to all cardholders.
- Spend based milestone vouchers of up to 16,000 IndiGo BluChips
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- If you had a 6E Rewards XL card (annual fee – Rs.1500), you would have received the IndiGo Kotak CC at a joining/annual fee of Rs.1500. All benefits of the new card are available to you.
- If you had a 6E Rewards card (annual fee – Rs.700), you would have received the IndiGo Kotak CC at a joining/annual fee of Rs.700. All benefits, except joining and renewal benefits, are available to you.
- For IndiGo 6E Rewards XL cardholders who were migrated to the IndiGo Kotak Credit Card, all benefits will be available. Joining/Annual fee will be Rs.1500.
- For IndiGo 6E Rewards cardholders who were migrated to the IndiGo Kotak Credit Card, welcome and renewal benefits will NOT be available. All other benefits of the IndiGo Kotak card will be available. Joining/Annual fee will remain at Rs.700 until your card’s expiry.