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Fees not stated on the card pageUpdated 2026-07-26

Kotak Mahindra Bank

IndiGo Kotak Premium (XL) Credit Card

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Annual feeNot stated
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Rewards, as stated by the issuer

  • Spend-based milestone vouchers of up to 16,000 IndiGo BluChips
  • Milestone Benefits
  • Note: IndiGo BluChips have lifetime validity. IndiGo BluChips vouchers credited as welcome, milestone, renewal benefit, have a validity of 6 months from date of issuance.
  • The new IndiGo Kotak Cards are feature-rich. To take a glimpse, check our Value Chart and see what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone benefit, renewal benefit, and domestic lounge access are available to cardholders.
  • Spend based milestone vouchers of up to 7,500 IndiGo BluChips

Other benefits

  • Get 7 Free Flights
  • Earn unlimited 3 IndiGo BluChips per ₹100 spent on all Dining & Entertainment spends
  • Earn unlimited 2 IndiGo BluChips per ₹100 spent on all other categories*
  • Earn vouchers of up to 16,000 IndiGo BluChips each year
  • Get Renewal benefit voucher of 4,000 IndiGo BluChips and 6E Eats voucher on payment of annual fee each year
  • IndiGo BluChip is IndiGo’s new loyalty program. Customers will have a BluChip account registered with their mobile number and email ID, and all benefits of the IndiGo Kotak card (BluChips and vouchers) will be credited to this account.
  • This is a compensatory upgrade bonus and will be credited to the customer’s BluChip account.
  • Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends and 1 Mojo point for every Rs. 100 on other spends.

Welcome & milestones

Welcome

  • Welcome benefit of 4,000 IndiGo BluChips voucher & 6E Eats voucher
  • Welcome Benefits
  • Kick start your IndiGo Kotak Credit Card journey with a welcome benefit voucher of 4000 IndiGo BluChips and a 6E Eats voucher
  • The new IndiGo Kotak Cards are feature-rich. To take a glimpse, check our Value Chart and see what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone benefit, renewal benefit, and domestic lounge access are available to cardholders.
  • Welcome benefit of 2,500 IndiGo BluChips Voucher

Milestones

  • Spend-based milestone vouchers of up to 16,000 IndiGo BluChips
  • Milestone Benefits
  • Earn a voucher worth 4,000 IndiGo BluChips on spending ₹1.5L within the anniversary year
  • Earn the 2 nd voucher worth 4,000 IndiGo BluChips on spending ₹4L within the anniversary year
  • Earn the 3 rd voucher worth 4,000 IndiGo BluChips on spending ₹7.5L within the anniversary year
  • Earn the 4 th voucher worth 4,000 IndiGo BluChips on spending ₹12L within the anniversary year
  • Note: IndiGo BluChips have lifetime validity. IndiGo BluChips vouchers credited as welcome, milestone, renewal benefit, have a validity of 6 months from date of issuance.
  • The new IndiGo Kotak Cards are feature-rich. To take a glimpse, check our Value Chart and see what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone benefit, renewal benefit, and domestic lounge access are available to cardholders.
  • Spend based milestone vouchers of up to 7,500 IndiGo BluChips

Lounge access

Domestic: Enjoy Domestic lounge access, 8 per year (2 every quarter) · Complimentary access to 2 Domestic lounges per calendar Quarter · The new IndiGo Kotak Cards are feature-rich. To take a glimpse, check our Value Chart and see what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone benefit, renewal benefit, and domestic lounge access are available to cardholders. · No. There is no eligibility criterion for lounge access on the card. Customers can avail 2 domestic lounge visits per calendar quarter .