Fees read from issuer pageUpdated 2026-07-26

Kotak Mahindra Bank

Kotak Air+ Credit Card

₹3,000 a year

LinePersonal
Joining fee₹3,000
Annual fee₹3,000
Forex markup2%

Rewards, as stated by the issuer

  • Earn Air Miles | Explore the World
  • Air Miles Redemption
  • Earn Air Miles
  • Earn 5 Air Miles for every ₹100 spent on Flight & Hotel Booking through Kotak Unbox
  • Earn 2 Air Miles for every ₹100 spent for other purchases
  • Air Miles to Start and Stay
  • Earn 2,500 Air Miles as Welcome Benefit
  • Earn 2,500 Air Miles as Renewal Benefit on completion of each anniversary year
  • Accelerated Air Miles earn for Flight/Hotel Booking on Kotak Unbox is capped at 15,000 Air Miles per statement cycle. On achieving capping limit within same statement cycle, customer will continue to earn base Air Miles benefit i.e., 2 Air Miles for every ₹100 spent
  • 2,500 Air Miles as Welcome Benefit will be credited within 120 days of card issuance subject to payment of Joining Fees
  • 2,500 Air Miles as Renewal Benefit will be credited subject to payment of Annual Fees
  • No Air Miles will be accrued on Utility/Telecom, Insurance, Education & Government, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance and International Transactions
  • Travel and Earn: 5 Air Miles for every ₹100 spent for Flight and Hotel Booking through Kotak Unbox
  • Everyday Purchases: 2 Air Miles for every ₹100 spent on regular day to day purchases
  • Make the most of your Air Miles
  • Air Miles earned can be used for booking flights, hotel stays or can be transferred to preferred hotel/airline partners
  • Maximise Air Miles: 1 Air Mile = ₹1 when redeemed for Flight and Hotel Booking through Kotak Unbox
  • Transfer to Partner Miles: Transfer Air Miles to preferred Airline & Hotel Partners. Click Here for conversion ratios

Other benefits

  • (Powered by Priority Pass)
  • Present your Credit Card/Digital QR code available on the Priority Pass app
  • Welcome/Renewal Benefit
  • 4 Free Domestic Lounges (2 per Qtr.)
  • Priority Pass + 2 Free International Lounges

Welcome & milestones

Welcome

  • Earn 2,500 Air Miles as Welcome Benefit
  • 2,500 Air Miles as Welcome Benefit will be credited within 120 days of card issuance subject to payment of Joining Fees

Milestones

None listed.

Lounge access

Domestic: 4 Complimentary Domestic lounge access annually (Primary Cardholders) · Domestic Lounge Access · Complimentary 4 domestic lounge access for primary cardholders · Domestic lounge access will capped at 2 Lounges per calendar quarter

International: 2 Complimentary International lounge access annually (Primary Cardholders) · International Lounge Access · Complimentary 2 International lounge access for primary cardholders

Programme: Priority Pass

Every fee line found on the page

  • Enjoy low foreign currency mark-up of 2% on International transactions
  • 1% Fuel surcharge waiver for fuel transactions done on petrol pumps across India
  • Fuel Surcharge Waiver will be applicable for fuel transactions between ₹400 -7,500. Maximum waiver is capped at ₹4,500 in an anniversary year