Kotak Air+ Prime Credit Card

Rewards, as stated by the issuer

• Air Miles Redemption
• Earn 5 Air Miles per ₹100 spent on flight and flight add-ons booking & hotel and hotel add-ons booking via Kotak Unbox
• Earn extra Air Miles on Auto ancillary spends
• Earn 5 Air Miles per ₹100 spent on Auto Dealer Merchants
• Earn Accelerated Air Miles
• Earn 5 Air Miles per ₹100 spent on flight & flight add-ons booking and hotel & hotel add-ons booking via Kotak Unbox
• Accelerated Air Miles on flights and flight add-ons bookings & hotel and hotel add-on bookings are capped at 15,000 per statement cycle.
• Accelerated Air Miles on Auto Dealer Merchant spends are capped at 1,500 per statement cycle
• After hitting 15,000 Air Miles and 1,500 Air Miles cap respectively, customers will continue to earn unlimited 2 Air Mile per ₹100 spent within the same statement cycle
• Earn Air Miles on Everyday Spends
• Earn unlimited 2 Air Miles per ₹100 spent on other eligible spends, capped at 25k/billing cycle for spends on Insurance MCC: 6300
• Air Miles will not accrue on ineligible spend categories like Utility, Telecom, Insurance (5960, 6381, 6399), Education, Government, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance & International spends
• Bonus Air Miles as Welcome & Renewal Benefit
• Earn 3,000 Bonus Air Miles as Welcome Benefit (applicable on payment of Joining fee only)
• Earn 3,000 Bonus Air Miles as Renewal Benefit on completion of each anniversary year.
• 3,000 Air Miles will be credited within 120 days of card issuance upon payment of joining fees
• 3,000 Air Miles will be credited within 30 days of annual fee payment as renewal benefit.
• Enjoy low foreign currency mark-up of 2% on international transactions. Note: No Air Miles will be accrued on International Transactions

Other benefits

• Earn unlimited 2 Air Mile per ₹100 on other eligible spends.
• Present your Credit Card/Digital QR code available on the Priority Pass app
• Instant Voucher Purchase: 1 Air Mile =₹5
• Minimum balance of 200 Air Miles is required to book flights, hotel stays, or redeem vouchers instantly on Kotak Unbox.
• Air Miles redemption for flights, hotels, and vouchers is permitted up to 80% of the total booking value.
• Welcome/Renewal Benefit
• 4 Free Domestic Lounges (2 per Qtr.)
• Priority Pass + 2 Free International Lounges
• 2 Air Miles per ₹100 spent on Insurance spends, capped at ₹25,000 insurance spends per statement cycle (applicable only for spends on insurance MCC: 6300)

Welcome & milestones

Lounge access

Domestic: Enjoy 2 complimentary International and 4 complimentary domestic lounge access, annually. · International and Domestic Lounge Access · Domestic Lounge Access: · 4 Complimentary domestic lounge access, annually (Primary Cardholders) · Domestic Lounge Access

International: Complimentary Lounge Access globally · Enjoy 2 complimentary International and 4 complimentary domestic lounge access, annually. · International and Domestic Lounge Access · International Lounge Access: · 2 Complimentary International lounge access annually (Primary Cardholders)

Programme: Priority Pass

Every fee line found on the page

• Earn 5 Air Miles per ₹100 spent on flight and flight add-ons booking & hotel and hotel add-ons booking via Kotak Unbox
• Earn 5 Air Miles per ₹100 spent on flight & flight add-ons booking and hotel & hotel add-ons booking via Kotak Unbox
• Enjoy low foreign currency mark-up of 2% on international transactions. Note: No Air Miles will be accrued on International Transactions
• 1% fuel surcharge waiver for fuel transactions done on petrol pumps across India.
• Fuel surcharge waiver will be applicable for fuel transactions between ₹400-₹7,500.
• Maximum fuel surcharge waiver is capped at ₹4,500 in an anniversary year.
• 5 Air Miles per ₹100 spent on flight & flight add-ons booking and hotel & hotel add-ons booking through Kotak Unbox
• Flight and flight add-ons booking & Hotel and hotel add-ons booking: 1 Air Mile =₹1
• 1% Fuel Surcharge Waiver
• Annual retail spends of ₹4,00,000
• Joining and Annual Fees for Kotak Air+ Prime Credit Card is ₹3000 + GST
• 5 Air Miles per ₹100 spent for Flight and Flight add-ons booking and Hotel and Hotel add-ons booking through Kotak Unbox