Kotak Cashback+ Prime Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

Maximise your monthly savings with cashback up to 5% on your spends
Save more every month with up to 5% cashback on spends on your Cashback+ Prime Credit Card.
5% cashback on online food deliveries, groceries and entertainment
5% cashback on Auto dealer merchant spends
3% cashback on all fuel spends + 1% fuel surcharge waiver
0.5% unlimited cashback on other eligible spends
Get 0.5% cashback with no cap on all additional eligible spends
Enjoy unlimited 0.5% cashback on UPI spends when using the RuPay credit card variant, except on excluded Merchant Category Codes (MCCs)
Insurance spends up to ₹25,000 in a billing cycle will earn base cashback of 0.5%
Each reward point is worth ₹1 and earned only in multiples of ₹1
As the accrued points can only be redeemed as Cashback, select “Credit Card” in the “Card Type” dropdown
Enter the Reward points you want to redeem
Please note: Accrued points can only be redeemed as cashback against statement outstanding. 1 point = ₹1. Kotak reward points can be redeemed in the multiples of 400.
5% cashback on Online food delivery & groceries
5% cashback on Online entertainment
3% cashback on fuel
0.5% cashback on Insurance spends
0.5% cashback on every other eligible spends

Network offers
To explore VISA Rewards offers on your cards, please click here
To explore RuPay Select offers on your card, please click here .
Please note: All network offers are subject to the T&Cs of the merchants and network.
No, redemption is free of cost
Add-on card will be issued free of cost.

None listed.

For illustrative purpose, customer makes spends of ₹2,16,000 in an Anniversary Year and is allocated as per segregation mentioned in table above
Annual retail spends of Rs 2,00,000

No airport lounge rule is listed on this card's page.

The cardholder can get up to 3 add-on cards, in addition to one primary Credit Card. Add-on Card holder should be 18 years and above

3% cashback on all fuel spends + 1% fuel surcharge waiver
Get 1% fuel surcharge waiver on ₹500–₹4000 fuel spends, up to ₹3500 in an anniversary year
1% fuel surcharge waiver
Joining and Annual Fees for Kotak Cashback+ Prime Credit Card is ₹750 + GST.
Yes, 1% fuel surcharge waiver for transactions between ₹500-₹4000 is available, with a waiver capping of ₹3500 in an anniversary year
Annual retail spends of Rs 2,00,000