Fees partly readUpdated 2026-07-26
Kotak Mahindra Bank
Kotak Solitaire Credit Card
No joining fee
LinePersonal
Joining feeNil
Annual feeNot stated
Forex markupNot stated
Rewards, as stated by the issuer
- Earn 10 Air Miles for every ₹100 spent on travel bookings through Kotak Unbox
- Air Miles = Travel Miles
- Transfer Air miles to your preferred airline/hotel programme. Redeem for travel bookings: 1 Air mile = ₹1
- Earn 3 Air Miles for every ₹100 spent on other purchases
- Earn while you travel: Get 10 Air Miles for every ₹100 spent on flight and hotel bookings made through Kotak Unbox.
- Everyday purchases: Earn 3 Air Miles per ₹100 spent on other purchases.
- Make the most of your Air Miles
- Redeem it for flights, hotel stays, merchandise, or transfer them to our partner miles.
- Partner miles: Convert Kotak Air Miles to airline/hotel miles. Click here for conversion ratios.
- Earnings on travel spends via Kotak Unbox is capped at 1,00,000 Air Miles per statement cycle. Once capping is reached, customer will still continue to earn base air miles (i.e., 3 for every ₹100 spent).
- No Air Miles will be earned on Rent, Wallet, Fuel, Utility & Telecom, Insurance, Education, Government (except tax payments) , Digital Gaming, and International spends.
- Minimum 500 Air Miles are required for redeeming on travel bookings, and vouchers.
- Minimum 2,000 Air Miles are required for partner miles transfer.
- Air Miles expire after 3 years from the date of credit.
- Earn 10 Air Miles (3 base + 7 Accelerated) for every ₹100 spent on voucher purchase via Kotak Unbox
- Accelerated 7 Air Miles under this offer is capped at 10,000 per calendar month. Post reaching this capping, only 3 air miles per ₹100 will be earned
- Get 30% bonus Air Miles while transferring to our partners
- Bonus Air Miles is capped at 15,000 for the offer period
Other benefits
- Exclusive offers with 3 rd night free
- Other redemptions: 1 Air Mile = ₹0.5 for vouchers. Click here for list of vouchers
- (Powered by Priority Pass)
- Present your Credit Card/Digital QR code available on the Priority Pass app
- Complimentary 3rd night when you book 2 consecutive nights
- Enjoy priority invites to limited-seat tasting menus, chef’s tables, and seasonal showcases at top-tier restaurants
- Offer Validity:
- District App: Play/Activities/Shopping/Movies/Dining
- Free delivery (within 7 km, on orders above ₹199)
- Concierge: Effortless Privileges, Anytime, Anywhere
- From global travel to lifestyle access, your Kotak Solitaire Concierge is here to make life simpler, smarter, and more rewarding:
- Hotel Privileges : Enjoy upgrades, early check-in/late checkout, and dining/spa credits at top global hotels (subject to availability)
- Airport Concierge : Meet & Greet, and FastTrack services at major airports (charges apply)
- Itinerary Planning : Complimentary travel planning for business or leisure
- Priority Reservations : Access to fine dining, cultural events, and entertainment
- Connect with Kotak Solitaire Concierge
- *Kotak Solitaire Table is not a product of Kotak Mahindra Bank Limited. This Offer is made in association with Zomato Limited (“Zomato/District”) for customers holding Kotak Mahindra Bank Solitaire Credit Card (“Customers”) of Kotak Mahindra Bank (“Bank” or “Kotak”).
- Accelerated Earn on Voucher purchase via Kotak Unbox
Lounge access
Domestic: Domestic Lounge Access · Unlimited Domestic lounge access for primary and add-on card holders · 4 complimentary lounge visits per primary cardholder, limited to 2 domestic and 2 international every year · Domestic Lounge Access:
International: Unlimited Lounge access globally for you and your add-on card members · International Lounge Access · Unlimited International lounge access for primary and add-on card holders · 4 complimentary lounge visits per primary cardholder, limited to 2 domestic and 2 international every year · International Lounge Access:
Programme: Priority Pass
Eligibility
Age
- Customer can get up to 3 add-on cards, in addition to one primary Credit Card. Add-on Card holder should be 18 years and above. Add-on card can only be issued to immediate family members of primary cardholder.
Every fee line found on the page
- Zomato Gold Membership at ₹1
- Enjoy 1% fuel surcharge waiver across all petrol pumps in India
- Fuel surcharge waiver will be applicable on transactions between ₹400-7,500
- Note: Maximum fuel surcharge waiver of ₹10,000 in an anniversary year
- As a privileged member of the Kotak Solitaire Program, there is no Joining or Annual fee for you. However, if you are downgraded from the Solitaire program, an annual fee of ₹25,000 + GST will be charged.
- E.g.: If a customer spends 14,28,571 on Flight, Hotel, and add-ons via Kotak Unbox in a statement cycle, they will reach the limit of 1L Air Miles in the cycle. Any spends done beyond that will accrue 3 Air Miles for every ₹100 spent (barring exclusions).
- 1 Air Mile = ₹1 redemption value on Flight, Hotel, and Add-on Bookings on Kotak Unbox