Fees partly readUpdated 2026-07-26

Kotak Mahindra Bank

Kotak Solitaire Credit Card

No joining fee

LinePersonal
Joining feeNil
Annual feeNot stated
Forex markupNot stated

Rewards, as stated by the issuer

  • Earn 10 Air Miles for every ₹100 spent on travel bookings through Kotak Unbox
  • Air Miles = Travel Miles
  • Transfer Air miles to your preferred airline/hotel programme. Redeem for travel bookings: 1 Air mile = ₹1
  • Earn 3 Air Miles for every ₹100 spent on other purchases
  • Earn while you travel: Get 10 Air Miles for every ₹100 spent on flight and hotel bookings made through Kotak Unbox.
  • Everyday purchases: Earn 3 Air Miles per ₹100 spent on other purchases.
  • Make the most of your Air Miles
  • Redeem it for flights, hotel stays, merchandise, or transfer them to our partner miles.
  • Partner miles: Convert Kotak Air Miles to airline/hotel miles. Click here for conversion ratios.
  • Earnings on travel spends via Kotak Unbox is capped at 1,00,000 Air Miles per statement cycle. Once capping is reached, customer will still continue to earn base air miles (i.e., 3 for every ₹100 spent).
  • No Air Miles will be earned on Rent, Wallet, Fuel, Utility & Telecom, Insurance, Education, Government (except tax payments) , Digital Gaming, and International spends.
  • Minimum 500 Air Miles are required for redeeming on travel bookings, and vouchers.
  • Minimum 2,000 Air Miles are required for partner miles transfer.
  • Air Miles expire after 3 years from the date of credit.
  • Earn 10 Air Miles (3 base + 7 Accelerated) for every ₹100 spent on voucher purchase via Kotak Unbox
  • Accelerated 7 Air Miles under this offer is capped at 10,000 per calendar month. Post reaching this capping, only 3 air miles per ₹100 will be earned
  • Get 30% bonus Air Miles while transferring to our partners
  • Bonus Air Miles is capped at 15,000 for the offer period

Other benefits

  • Exclusive offers with 3 rd night free
  • Other redemptions: 1 Air Mile = ₹0.5 for vouchers. Click here for list of vouchers
  • (Powered by Priority Pass)
  • Present your Credit Card/Digital QR code available on the Priority Pass app
  • Complimentary 3rd night when you book 2 consecutive nights
  • Enjoy priority invites to limited-seat tasting menus, chef’s tables, and seasonal showcases at top-tier restaurants
  • Offer Validity:
  • District App: Play/Activities/Shopping/Movies/Dining
  • Free delivery (within 7 km, on orders above ₹199)
  • Concierge: Effortless Privileges, Anytime, Anywhere
  • From global travel to lifestyle access, your Kotak Solitaire Concierge is here to make life simpler, smarter, and more rewarding:
  • Hotel Privileges : Enjoy upgrades, early check-in/late checkout, and dining/spa credits at top global hotels (subject to availability)
  • Airport Concierge : Meet & Greet, and FastTrack services at major airports (charges apply)
  • Itinerary Planning : Complimentary travel planning for business or leisure
  • Priority Reservations : Access to fine dining, cultural events, and entertainment
  • Connect with Kotak Solitaire Concierge
  • *Kotak Solitaire Table is not a product of Kotak Mahindra Bank Limited. This Offer is made in association with Zomato Limited (“Zomato/District”) for customers holding Kotak Mahindra Bank Solitaire Credit Card (“Customers”) of Kotak Mahindra Bank (“Bank” or “Kotak”).
  • Accelerated Earn on Voucher purchase via Kotak Unbox

Lounge access

Domestic: Domestic Lounge Access · Unlimited Domestic lounge access for primary and add-on card holders · 4 complimentary lounge visits per primary cardholder, limited to 2 domestic and 2 international every year · Domestic Lounge Access:

International: Unlimited Lounge access globally for you and your add-on card members · International Lounge Access · Unlimited International lounge access for primary and add-on card holders · 4 complimentary lounge visits per primary cardholder, limited to 2 domestic and 2 international every year · International Lounge Access:

Programme: Priority Pass

Eligibility

Age

  • Customer can get up to 3 add-on cards, in addition to one primary Credit Card. Add-on Card holder should be 18 years and above. Add-on card can only be issued to immediate family members of primary cardholder.

Every fee line found on the page

  • Zomato Gold Membership at ₹1
  • Enjoy 1% fuel surcharge waiver across all petrol pumps in India
  • Fuel surcharge waiver will be applicable on transactions between ₹400-7,500
  • Note: Maximum fuel surcharge waiver of ₹10,000 in an anniversary year
  • As a privileged member of the Kotak Solitaire Program, there is no Joining or Annual fee for you. However, if you are downgraded from the Solitaire program, an annual fee of ₹25,000 + GST will be charged.
  • E.g.: If a customer spends 14,28,571 on Flight, Hotel, and add-ons via Kotak Unbox in a statement cycle, they will reach the limit of 1L Air Miles in the cycle. Any spends done beyond that will accrue 3 Air Miles for every ₹100 spent (barring exclusions).
  • 1 Air Mile = ₹1 redemption value on Flight, Hotel, and Add-on Bookings on Kotak Unbox