Fees read from issuer pageUpdated 2026-07-26
Kotak Mahindra Bank
Mojo Platinum Credit Card
₹1,00,000 a year
LinePersonal
Joining fee₹1,000
Annual fee₹1,00,000
Forex markupNot stated
Rewards, as stated by the issuer
- Milestone Program
- Milestone Gift
- For more details check out the Milestone tab. Click here
- Effective 1st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, and Education will not be considered when calculating milestone benefits
- Earning unlimited 2.5 reward points for every 100 spent online has been a delightful surprise. I've re- deemed these points for various re- wards, from gift vouchers to cash- backs. The first-year fee waiver was
- Earn 2 Reward Points per ₹100 spent online
- Earn 1 Reward Point per ₹100 on other purchases
Other benefits
- We offer Fuel surcharge waiver upto Rs. 3500 annually
- Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends.
- Earn unlimited 1 Mojo point for every Rs. 100 on all other spends – except on fuel & cash withdrawal
- Mojo points can be only earned on education and Insurance spends up to ₹70,000 per statement cycle each
- Priority attend
- Call for complimentary cheque pickup
Welcome & milestones
Welcome
None listed.
Milestones
- Milestone Program
- Milestone Gift
- Get 2500 Mojo points every quarter on spending Rs. 75,000. Valid for the first year (since issuance) only.
- For more details check out the Milestone tab. Click here
- Effective 1st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, and Education will not be considered when calculating milestone benefits
- Get your Joining fees of Rs. 1,000 waived on spending Rs.30,000* in the first 90 days after card issuance.
- Get your annual fees waived on spending Rs. 1 lakh annually.
- Annual Fee waived on spending ₹50,000 in previous anniversary year
Lounge access
Domestic: Get 8 annual complimentary visits to select Airport Lounges, within India. Visits limited to 2 per quarter
Every fee line found on the page
- We offer Fuel surcharge waiver upto Rs. 3500 annually
- Get Annual Fees waiver at Rs. 1,00,000 spent with your Credit card
- Get Joining Fees waiver at Rs. 30,000 spent in 90 days with your Credit card
- Get your Joining fees of Rs. 1,000 waived on spending Rs.30,000* in the first 90 days after card issuance.
- Get your annual fees waived on spending Rs. 1 lakh annually.
- The 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.3,000. Avail of a maximum fuel surcharge waiver of Rs.3,500 in each anniversary year. Fuel transactions are not eligible to earn any Mojo points.
- W.E.F. 1 st June 2025, 1% fuel surcharge waiver is applicable
- Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters.
- The maximum railway surcharge waiver that is allowed in a anniversary year is Rs.500/-.
- click here to apply now for an Add-on Card for a small fees of Rs. 299 only.
- Annual Fee waived on spending ₹50,000 in previous anniversary year