Kotak NRI Royale Signature Credit Card

Rewards, as stated by the issuer

• Earn 2 rewards on spends outside India; i.e. earn 2 rewards points for every Rs. 200/- spent
• Earn 1 reward point for every Rs. 200/- spent within India
• Accumulate your reward points and redeem them across a host of redemption options like Movie tickets, Air tickets, cash and more.
• 1 Reward Point = Re 1/-
• Earn 2 Reward Points per ₹100 spent online
• Earn 1 Reward Point per ₹100 on other purchases

Other benefits

• Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
• Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.
• Movie Credit Card
• Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends and 1 Mojo point for every Rs. 100 on other spends.

Welcome & milestones

Lounge access

Domestic: Airport Lounge Access : Get 2 complimentary visits every quarter to select lounges in India. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi. Know more

Every fee line found on the page

• Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.
• Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-.
• One-time fee of Rs. 599/- per add-on card is applicable
• The Kotak NRI Royale Signature Card comes at an Annual Fee of Rs. 1,000/-
• On purchasing of rail tickets online at www.irctc.co.in the customer is levied a 1% surcharge and on purchasing of rail tickets from the Indian Railways Booking Counters customer is levied a 1% surcharge. The Delight Platinum Card offers you Waiver of this surcharge of 1 % that is levied.(ST Applicable)
• You can earn up to Rs. 500 annually as Railway Surcharge waiver.
• Annual Fee waived on spending ₹50,000 in previous anniversary year