Fees read from issuer pageUpdated 2026-07-26
Kotak Mahindra Bank
Purchase Credit Card
Lifetime free
LineBusiness & commercial
Joining feeNil
Annual feeNil
Forex markupNot stated
Rewards, as stated by the issuer
No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.
Other benefits
- Interest-Free Credit Period
- Get an interest-free period of up to 48 days for bill payment.
- Take advantage of interest-free periods ranging from 37 to 48 days, providing your company with greater flexibility and improved cash flow management.
- The benefits of using Purchase Credit Cards include interest free period, waivers on fuel surcharges, a customisable credit limits, round the clock service managers and exclusive on merchant transactions.
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- 3.30% (Annualized 39.6%)
- 1.49% (Annualized 17.88%)
- ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
- Railway Booking Surcharge (1.8%/2.5% on transaction amount)*
- Fuel Surcharge (1% on transaction)**
- *Maximum Railway surcharge waiver of Rs. 500 in a calendar year
- ** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year
- Joining Fee: NIL