Royale Signature Credit Card

Rewards, as stated by the issuer

• Get up to 30,000 bonus reward points on annual spends* of ₹8 Lakhs
• Milestone Program
• Earn 4 reward points for every ₹150 spent on accelerated categories and 2 reward points on base categories
• Get 10,000 bonus reward points on crossing ₹4 lakhs spends OR 30,000 points on crossing ₹8 lakhs spends every anniversary year
• Reward Points
• Earn 4 reward points on every ₹150 spent across accelerated categories – Hotels, Restaurants, Travel Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers, and International Spends
• Earn 2 reward points on every ₹150 spent across other eligible base categories
• Revision on Reward Points
• Reward points will only be earned on education and insurance spends up to ₹70,000 per statement cycle
• Reward points will only be earned on utility spends up to ₹50,000 per statement cycle
• Reward points will only be earned on government spends up to ₹40,000 per statement cycle
• Reward points earnings against these spend categories will be discontinued
• Spends on above categories will not be considered when calculating milestone benefits
• Bonus Reward Points
• Earn 10,000 Reward points on annual spends of ₹4,00,000 OR 30,000 Reward points on annual spends of ₹8,00,000
• For more details check out the Milestone tab, click here
• Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
• Earn vouchers that can be redeemed on premium brands on meeting spend milestones

Other benefits

• Education and Insurance
• Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
• Get access to exclusive events and experiences through luxury lifestyle concierge
• 4 complimentary Priority Pass visits, 16 PVR tickets and much more
• Special introductory offer – Spend Rs. 30,000 within the first 60 days of setting up the Card and receive a voucher worth Rs. 1,500

Welcome & milestones

Lounge access

Domestic: Enjoy complimentary domestic airport lounge access · Domestic Lounge Access · Get 2 complimentary visits every quarter, to select Dream Folks Lounges only in India, by simply swiping your Credit Card

International: Unlimited global airport lounge access for primary and add-on card holders

Programme: Priority Pass

Every fee line found on the page

• Get up to 30,000 bonus reward points on annual spends* of ₹8 Lakhs
• Enjoy Annual Fee waiver on annual retail spends of ₹1,00,000
• Earn 10,000 Reward points on annual spends of ₹4,00,000 OR 30,000 Reward points on annual spends of ₹8,00,000
• Please note, w.e.f. 01st June 2025, 1% fuel surcharge waiver is applicable on transactions that range between ₹500 and ₹5000, allowing you to avail a maximum fuel surcharge waiver of up to ₹3,500 in an anniversary year.
• Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. The maximum railway surcharge waiver that is allowed in an anniversary year is ₹500/-.
• Earn White Pass Value up to ₹ 2.5 lakhs annually
• Low forex markup fees of 2% for all your international spends
• Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs