Fees not stated on the card pageUpdated 2026-07-26

Kotak Mahindra Bank

Urbane Gold Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markupNot stated

Rewards, as stated by the issuer

  • Spend Rs. 1,00,000* in a year and get 4 free PVR Tickets or 10,000 reward points
  • We know you love to get more out of your money. With Urbane Gold Credit Card, you will get just that with 3 reward points on every Rs. 100 spent*. So start shopping and reward yourself, today!
  • Earn 3 Reward Points
  • Enjoy Reward Points on spends done against every Rs.100/- spent*.
  • Free PVR tickets or Reward points
  • Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.
  • Reward Points
  • Earn 3 reward points against every Rs. 100/- of retail spends
  • Every 1000 reward points have a redeemable worth of Rs. 100/-
  • Reward points can be only earned on utility spends up to ₹35,000 per statement cycle
  • Reward points earnings against Wallet Load, Fuel, Online skill-based gaming, Insurance, Government,
  • Cash Value for redemption will be revised from ₹0.10 to ₹0.07 per reward point, and a minimum of 2,000 reward points will be required for cash value redemption. For redemption against other categories like voucher, Shopping, etc., 1 reward Point = ₹0.10
  • Milestone Feature
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Reward points will be credited in the next billing cycle
  • Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
  • You can claim your reward points within 3 months after the program period gets over
  • Effective 1 st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, Education will not be considered when calculating milestone benefits

Other benefits

  • Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
  • Enjoy a lifetime-free credit card
  • Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends and 1 Mojo point for every Rs. 100 on other spends.

Welcome & milestones

Welcome

None listed.

Milestones

  • Milestone Feature
  • Effective 1 st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, Education will not be considered when calculating milestone benefits
  • Important Notification: Please note that effective 9th October 2012, your Milestone program benefit has changed from 1 free IndiGo ticket to 4 free PVR tickets.

Lounge access

No airport lounge rule is listed on this card's page.