Fees read from issuer pageUpdated 2026-07-26
Kotak Mahindra Bank
Kotak Wealth Management Infinite Credit Card
Lifetime free
LinePersonal
Joining feeNil
Annual feeNil
Forex markup2%
Rewards, as stated by the issuer
- Bonus reward points! #
- Get 800 Reward points worth Rs 800 free every month with your Kotak Infinite Credit Card.
- # Crediting of reward points in lieu of 2 free PVR tickets is an interim change in the feature of the card.
- Pay with Reward Points:
- Now with your Kotak credit card reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. Know more
- Cash | Airline tickets | Air Miles | Movie Tickets | Mobile Recharge | Branded Merchandise | Luxury Brand Vouchers
- Please note: For redemption against Airline tickets / Merchandise / Mobile recharge, Reward points have to be converted to Easy Points. 1 Reward Point = 1 Easy Point.
- Every 1 Reward point will give Double (2) Air miles
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
- Earn 10 Zen Points for every 150 spent on shopping
- Earn 5 Zen points for every 150 on other spends
Other benefits
- Apply Kotak Infinite Credit Card for Golf Privileges - Kotak Bank
- Complimentary* tee-offs at some of the finest golf courses in India, and around the world.
- Kotak Infinite Credit Card comes with minimum credit limit of Rs. 10 Lac and an instant credit limit increase* offer to support your big purchases through an additional spending limit.
- *Limit increase offer above your assigned credit line is available at bank’s discretion on case-to-case basis, taking spend and payment pattern into consideration.
- Golf Benefits
- Simply escape the hustle and bustle of the normal routine with complimentary* tee-offs at some of the finest golf courses in India and World.
- Get 2 complimentary round of golf in a month for the cardholder . Also, you can invite two friends for a complimentary round once in a quarter
- * T&C apply. Kindly refer cardholder agreement for golf program details.
- To book a round of Golf, please click on www.kotak.golftripz.com
- Instant Assistance through premium concierge services to you.
- Disclaimer : We have discontinued Wealth Infinite Credit Card for new sourcing and the information above is displayed for existing cardholders only. We are sure that our large bouquet of active products with attractive features and offers will match your expectation. Thank you for understanding.
- Get access to exclusive events and experiences through luxury lifestyle concierge
- 4 complimentary Priority Pass visits, 16 PVR tickets and much more
Lounge access
Domestic: Domestic Lounge Access: · Get 4 complimentary visits every quarter to select lounges in India. Know More
International: Unlimited global airport lounge access for primary and add-on card holders
Programme: Priority Pass
Eligibility
Age
- Primary Credit Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
Every fee line found on the page
- Save 1% fuel surcharge across all petrol pumps in India*
- *Fuel Surcharge to be waived only for transactions between INR 400 and INR 7,500 with a maximum of up to INR 4,500 per calendar year.
- Get 1.8% to 2.5% railway surcharge waiver when you book a ticket on www.irctc.co.in or through an Indian Railways booking counter**
- *Maximum railway surcharge waiver allowed in a calendar year is Rs 500
- 3.10% (Annualized 37.2%)
- ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
- ^Maximum Railway surcharge waiver of Rs. 500 in a calendar year
- **Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year
- *With effective 16th October 2019, foreign markup fee would be reduced to 2%
- Earn White Pass Value up to ₹ 2.5 lakhs annually
- Low forex markup fees of 2% for all your international spends
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs