White Credit Card

Rewards, as stated by the issuer

• Simple Milestone Structure
• No need to calculate points. Earn direct White Pass value on crossing spend milestones
• Why keep track of reward points when you can just unlock direct value as you spend?
• Earn White Pass value on reaching spend milestones.
• Spend milestone*
• Earn White Pass value on crossing every spend milestone
• 1 White Pass = ₹0.70 for cashback
• Scroll down to the section of reward points
• Disclaimer: Please note w.e.f 1st April,2026 there are some changes in the calculation of milestone for White Pass benefits click here to know more.
• Earn vouchers that can be redeemed on premium brands on meeting spend milestones

Other benefits

• Priority Pass
• Annual Priority Pass membership worth $99
• Get value reminders | Use vouchers online or offline
• These aren’t any ordinary brand vouchers.
• Claim those vouchers at your convenience.
• Have a relaxed travelling experience. Enjoy complimentary refreshments, free internet access and a relaxed ambience, so your wait at airports is made more comfortable.
• Priority Pass Membership worth USD 99 and 4 free visits, annually
• 2 complimentary visits every quarter
• Complimentary visits are only applicable for primary card holder, visits by add-on or guest will be chargeable
• After completion of the complimentary visits, USD 35 will be applicable for the primary cardholder as well.
• Priority Pass + 4 International
• complimentary visits
• The White Credit Card also comes with Visa payWave that offers a fast, safe and secure way to pay.
• Programme refers to Kotak Bank and Group product propositions like Privy League Black / Privy League Platinum / Privy League Neon programme / Private Banking / Corporate Salary programme. For details on the programme eligibility and cards offered, please visit www.kotak.bank.in
• 3-month, interest-free period on transferring all other outstanding credit card amounts to Kotak White Credit Card Processing Fee of ₹349 + Service Tax per ₹10,000
• Complimentary add-on card for your loved ones with the option to set spending limits as per their needs
• *Receipt of these benefits is subject to payment of joining fee. Not applicable for free varaint
• **Please note, w.e.f. 01st October, guest charges and charges after complimentary visits are exhausted, will be revised to $35 per guest, per visit.

Welcome & milestones

Lounge access

Domestic: Domestic Lounge Access · 8 complimentary visits at select lounges in airport across India- (2 per quarter) · 8 Domestic Airport lounge

International: VIP access to 1300+ lounges across 148 countries, with Priority Pass · International Lounge Access** · 4 complimentary lounge access annually, powered by Priority Pass · International Lounge Access Powered by Priority Pass

Programme: Priority Pass

Eligibility

Every fee line found on the page

• Earn White Pass value upto Rs. 27,000 every year on annual spends of Rs. 12 lacs
• Annual retail spends of ₹500,000
• Fuel: Save 1% fuel surcharge across all petrol pumps in India