Fees not stated, related charges foundUpdated 2026-07-26
Kotak Mahindra Bank
White Reserve Credit Card
Fee not on this card's page — see the issuer's schedule of charges
LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markup2%
Rewards, as stated by the issuer
- Simple Milestone Structure
- No need to calculate points. Earn direct White Pass value on crossing spend milestones
- Earn vouchers that can be redeemed on premium brands on meeting spend milestones
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
Other benefits
- Includes gift vouchers of premium brands, flights, hotels and more
- 3 certificates offering up to 50% off on F&B bills and 30% off on hotel stays
- Golfing Privileges
- 2 Free golf rounds each month at select golf courses across the world for the primary cardholder
- 1% fuel surcharge* across all petrol pumps in India and complimentary Add-on cards
- **Please note, w.e.f. 01st October, guest charges and charges after complimentary visits are exhausted, will be revised to $35 per guest, per visit.
- Special introductory offer – Spend Rs. 30,000 within the first 60 days of setting up the Card and receive a voucher worth Rs. 1,500
- 4 complimentary Priority Pass visits, 16 PVR tickets and much more
Welcome & milestones
Welcome
None listed.
Milestones
- Simple Milestone Structure
- No need to calculate points. Earn direct White Pass value on crossing spend milestones
- Earn vouchers that can be redeemed on premium brands on meeting spend milestones
Lounge access
Programme: Priority Pass
Every fee line found on the page
- Earn White Pass Value up to ₹ 2.5 lakh annually
- 2% foreign currency markup on international spends
- 1% fuel surcharge* across all petrol pumps in India and complimentary Add-on cards
- Get 1% fuel surcharge waiver across all petrol pumps in India. Applicable on transactions between value of ₹400 and ₹7,500, allowing you to avail a maximum fuel surcharge waiver of up to ₹4,500 in a calendar year.
- Low forex markup fees of 2% for all your international spends
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs