Fees not stated, related charges foundUpdated 2026-07-26

Kotak Mahindra Bank

White Reserve Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markup2%

Rewards, as stated by the issuer

  • Simple Milestone Structure
  • No need to calculate points. Earn direct White Pass value on crossing spend milestones
  • Earn vouchers that can be redeemed on premium brands on meeting spend milestones
  • Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Other benefits

  • Includes gift vouchers of premium brands, flights, hotels and more
  • 3 certificates offering up to 50% off on F&B bills and 30% off on hotel stays
  • Golfing Privileges
  • 2 Free golf rounds each month at select golf courses across the world for the primary cardholder
  • 1% fuel surcharge* across all petrol pumps in India and complimentary Add-on cards
  • **Please note, w.e.f. 01st October, guest charges and charges after complimentary visits are exhausted, will be revised to $35 per guest, per visit.
  • Special introductory offer – Spend Rs. 30,000 within the first 60 days of setting up the Card and receive a voucher worth Rs. 1,500
  • 4 complimentary Priority Pass visits, 16 PVR tickets and much more

Welcome & milestones

Welcome

None listed.

Milestones

  • Simple Milestone Structure
  • No need to calculate points. Earn direct White Pass value on crossing spend milestones
  • Earn vouchers that can be redeemed on premium brands on meeting spend milestones

Lounge access

Programme: Priority Pass

Every fee line found on the page

  • Earn White Pass Value up to ₹ 2.5 lakh annually
  • 2% foreign currency markup on international spends
  • 1% fuel surcharge* across all petrol pumps in India and complimentary Add-on cards
  • Get 1% fuel surcharge waiver across all petrol pumps in India. Applicable on transactions between value of ₹400 and ₹7,500, allowing you to avail a maximum fuel surcharge waiver of up to ₹4,500 in a calendar year.
  • Low forex markup fees of 2% for all your international spends
  • Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs