Fees read from issuer pageUpdated 2026-07-26

RBL Bank

Binge Credit Card

₹999 a year

LinePersonal
Joining fee₹999
Annual fee₹999
Forex markupNot stated

Rewards, as stated by the issuer

  • Enjoy elevated living with 4,000 Reward points as a Welcome benefit
  • Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Get 1 Reward Point for every INR 100 you spend on all that you like # .
  • Get 12 Reward Points on all online spends, except for online purchases made (Maximum Cap: 800 Reward Points per month) # .
  • Welcome Gift: Get 4,000 Reward Points on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
  • 12 Reward Points per INR 100 spent on online spends # (Max 800 Reward Points per month) (excluding spends on rental/education/insurance/utility)
  • 1 Reward Point for every INR 100 spent # (Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200
  • You pay an Annual Membership fee of INR 999 Plus Goods and Service tax (GST). Note: In addition to above, Joining Bonus of 4,000 Reward Points will be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
  • Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on rblrewards.rbl.bank.in .
  • For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.
  • # Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.
  • Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.

Other benefits

  • Avail free movie tickets every month at BookMyShow
  • Offer on Movies
  • Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
  • Cinematic Rewards for the love of movies
  • Get 1+1 Bookmyshow offer on movie tickets (Upto INR 200) once a month on any day.
  • All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit https://www.rbl.bank.in/ for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.
  • BookMyShow offer: 1+1 on Bookmyshow (once a month; upto INR 200 per month)

Welcome & milestones

Welcome

  • Enjoy elevated living with 4,000 Reward points as a Welcome benefit
  • Welcome Gift: Get 4,000 Reward Points on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
  • You pay an Annual Membership fee of INR 999 Plus Goods and Service tax (GST). Note: In addition to above, Joining Bonus of 4,000 Reward Points will be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.

Milestones

  • Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Please note: Spends of INR 15,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.
  • Welcome Gift: Get 4,000 Reward Points on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
  • 1 Reward Point for every INR 100 spent # (Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200
  • You pay an Annual Membership fee of INR 999 Plus Goods and Service tax (GST). Note: In addition to above, Joining Bonus of 4,000 Reward Points will be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.

Lounge access

Domestic: Fly high with our Complimentary Airport lounge access across India · 2 Complimentary Domestic Airport Lounge Access^ in a year

Every fee line found on the page

  • Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Annual Rewards worth INR 10,299+
  • Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
  • Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of INR 100 per month.
  • The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
  • Spend Based Waiver: Spend INR 1,00,000 in a year and get waiver of Next year Annual Fee #
  • Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)
  • You pay an Annual Membership fee of INR 999 Plus Goods and Service tax (GST). Note: In addition to above, Joining Bonus of 4,000 Reward Points will be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
  • Own your Binge Credit Card by paying an annual fee of INR 999 (Plus Service Tax).
  • Spend INR 1,00,000 in a year and get second year annual fees of INR 999 reversed.
  • Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.