Fees read from issuer pageUpdated 2026-07-26
RBL Bank
IRCTC RBL Bank Credit Card
₹500 a year
LinePersonal
Joining fee₹500
Annual fee₹500
Forex markupNot stated
Rewards, as stated by the issuer
- 1 Reward Point on IRCTC= INR 1
- 500 Reward Points up for grabs!
- Redeem your Reward Points directly on IRCTC at incredible value.
- 1 Reward Point = INR 1.
- To know more about train ticket booking using available reward point with zero charges, click here
- Earn 5 Reward Points per INR 200 spent on train ticket bookings through the IRCTC website or App.
- Want to know how to earn Reward points on train journey, Click here
- Earn 3 Reward Points per INR 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App.
- Not just rewards on train tickets, you also earn 2 Reward Points per INR 200 spent on booking flights and hotels from the IRCTC website or App.
- Earn 1 Reward Point per INR 200 spent everywhere from the things you love!
Other benefits
- Discover an incredibly rewarding way to explore India with the IRCTC RBL Bank Credit Card. Loaded with benefits, it is designed to reward you back on travel bookings and ensure a seamless experience with features like Tap & Go.
- A rewarding welcome
- Get more from shopping, dining, movies…
Welcome & milestones
Welcome
- Important Note - Welcome Benefit is applicable only after annual membership fee is paid.
Milestones
None listed.
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Level up your travel with up to 40X benefits! The Card comes at an annual fee of INR 500, and you could end up with benefits worth up to INR 20,000 annually by shopping, dining, travel bookings and more with the Card. That’s 40 times the value of your annual fee! Here's How
- To get aboard the all-India ease of transit, your IRCTC RBL Bank Credit Card comes with a Membership Fee of INR 500 + GST.