Fees read from issuer pageUpdated 2026-07-26
RBL Bank
MyFirst Credit Card
₹999 a year
LinePersonal
Joining feeNot stated
Annual fee₹999
Forex markupNot stated
Rewards, as stated by the issuer
- Get 1 Reward Point for every INR 400 spends on all that you like #
- Get 8 Reward Point for every INR 400 spends on Education
- Get 8 Reward Point for every INR 400 spends on Bill Payment
- 8 Reward Point for every INR 400 Spent on Education (Assuming Normal spends of INR 10,000); Reward Point Earned = 200
- 8 Reward Point for every INR 400 Spent on Bill Payment (Assuming Normal spends of INR 26,000); Reward Point Earned = 520
- 1 Reward Point for every INR 400 spent # (Assuming Normal spends of INR 1,64,000) ; Reward Point Earned = 410
- # #Effective November 13, 2023, transactions made on Insurance, Rent Payments and Wallet Load categories will not earn reward points.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.
Other benefits
- Add value to all your spends with rewards like never before with MyFirst Credit Card. The card perfectly complements your spendings habits and lifestyle, letting you enjoy high-savings on all your spends like education and bill payments with best in class rewards, vouchers.
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
Welcome & milestones
Welcome
- Welcome Gift: Get 2,000 RP on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Milestones
- Get 2,000 RP as welcome rewards on payment of annual fee and minimum spends of INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Welcome Gift: Get 2,000 RP on spending INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
- 8 Reward Point for every INR 400 Spent on Education (Assuming Normal spends of INR 10,000); Reward Point Earned = 200
- 8 Reward Point for every INR 400 Spent on Bill Payment (Assuming Normal spends of INR 26,000); Reward Point Earned = 520
- 1 Reward Point for every INR 400 spent # (Assuming Normal spends of INR 1,64,000) ; Reward Point Earned = 410
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Fuel surcharge waiver of up to INR 100 per month
- Get 2,000 RP as welcome rewards on payment of annual fee and minimum spends of INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Annual Rewards worth INR 1,983+
- Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
- Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 100 per month.
- The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
- Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)
- Own your MyFirst Credit Card by paying an annual fee of INR 999 (Plus Service Tax).
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.