Fees read from issuer pageUpdated 2026-07-26
RBL Bank
Platinum Choice Credit Card
₹499 a year
LinePersonal
Joining fee₹499
Annual fee₹499
Forex markupNot stated
Rewards, as stated by the issuer
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Get 1 Reward Point # for every INR 100 you spend on all that you like.
- Get 2X Reward Points # on all online spends (Maximum Cap: 1,000 Reward Points).
- Welcome Gift: 2,000 Reward Points (No welcome rewards will be given to First Year Free cards)
- 1 Reward Point # for every INR 100 spent
- Get 2X Reward Points # on all online spends (Maximum Cap: 1,000 Reward Points)( 2 Reward Points / INR 100 )
- Note: Joining Bonus on 2,000 Reward Points will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
- Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on rblrewards.rbl.bank.in .
- For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.
- # Transactions made on Education, Insurance, Utilities, Rent Payments, Fuel and Wallet Load categories will not earn reward points.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.
Other benefits
- Offer on Movies
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
- Cinematic Rewards for the love of movies
- 10% off on BookMyShow (Maximum discount of INR 100 in a month)
Welcome & milestones
Welcome
- Welcome Gift: 2,000 Reward Points (No welcome rewards will be given to First Year Free cards)
- Note: Joining Bonus on 2,000 Reward Points will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
Milestones
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- (Assuming Normal spends of INR 50,000) ; Reward Earned = 500
- (Assuming Online Spends of INR 50,000) ; Reward Earned = 1,000
- Note: Joining Bonus on 2,000 Reward Points will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
- Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 100 per month.
- The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
- Spend Based Waiver: Spend INR 50,000 in a year and get waiver of Next year Annual Fee #
- Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)
- You pay an Annual Membership fee of INR 499 Plus Goods and Service tax (GST).
- Note: Joining Bonus on 2,000 Reward Points will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
- Own your Platinum Choice Credit Card by paying an annual fee of INR 499 (Plus Service Tax).
- Spend INR 50,000 in a year and get second year annual fees of INR 499 reversed.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.