Fees read from issuer pageUpdated 2026-07-26
RBL Bank
Platinum Classic Credit Card
₹499 a year
LinePersonal
Joining feeNot stated
Annual fee₹499
Forex markupNot stated
Rewards, as stated by the issuer
- Enjoy elevated living with 2,000 Reward points as a Welcome benefit
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Get 1 Reward Point for every INR 100 you spend on all that you like #
- Joining Reward: 2,000 Reward Points (No welcome rewards will be given to First Year Free cards)
- 1 Reward Point on every INR 100 spent #
- Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on rblrewards.rbl.bank.in .
- For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25
- # Effective November 13, 2023, transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.
Other benefits
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
Welcome & milestones
Welcome
- Enjoy elevated living with 2,000 Reward points as a Welcome benefit
Milestones
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- (Assuming annual spends of INR 1,80,000; Rewards Earned = 1,800)
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Fuel surcharge waiver of up to INR 100 per month
- Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
- Experience the freedom and power to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 100 per month.
- The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
- (Assuming annual spends of INR 1,80,000; Rewards Earned = 1,800)
- Spend Based Waiver: Spend INR 50,000 in a year and get waiver of Next year Annual Fee #
- Fuel surcharge waiver of up to INR 100 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)
- Own your Platinum Classic Credit Card by paying an annual fee of INR 499 (Plus Service Tax).
- Spend INR 50,000 in a year and get second year annual fees of INR 499 reversed.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.