Fees read from issuer pageUpdated 2026-07-26

RBL Bank

Platinum ShopDaily Credit Card

₹499 a year

LinePersonal
Joining fee₹499
Annual fee₹499
Forex markupNot stated

Rewards, as stated by the issuer

  • 5% Cashback^^ on all Grocery spends (up to INR 250 per month)
  • Please note: Cashback will be credited in form of reward points.
  • 5% cashback on Grocery Spend (up to INR 250 per month)
  • # Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.

Other benefits

  • Offer on Grocery Purchases
  • Add value to all your spends with rewards like never before with Platinum ShopDaily Credit Card. The card perfectly complements your spending habits, letting you enjoy high-savings specially on your grocery needs coupled with best-in-class rewards, vouchers, and discounts.
  • Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).

Welcome & milestones

Welcome

  • Attractive Welcome Vouchers
  • Welcome Gift Voucher worth INR 500 on spends of INR 2,000 within 30 days of card generation and payment of annual fees (No welcome rewards will be given to First Year Free cards)
  • Note: Welcome voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.

Milestones

  • Get Gift vouchers worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
  • Second year Fee reversal for spends of INR 50,000 #
  • Welcome Gift Voucher worth INR 500 on spends of INR 2,000 within 30 days of card generation and payment of annual fees (No welcome rewards will be given to First Year Free cards)
  • Note: Welcome voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Get Gift vouchers worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
  • Annual Rewards worth INR 4,000+
  • Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
  • Welcome Gift Voucher worth INR 500 on spends of INR 2,000 within 30 days of card generation and payment of annual fees (No welcome rewards will be given to First Year Free cards)
  • Spend Based Waiver: Spend INR 50,000 in a year and get waiver of Next year Annual Fee #
  • You pay an Annual Membership fee of INR 499 Plus Goods and Service tax (GST).
  • Note: Welcome voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
  • Own your Platinum ShopDaily Credit Card by paying an annual fee of INR 499 (Plus Service Tax).
  • Spend INR 50,000 in a year and get second year annual fees of INR 499 reversed.