Fees read from issuer pageUpdated 2026-07-26
RBL Bank
Platinum ShopGain Credit Card
₹1,499 a year
LinePersonal
Joining feeNot stated
Annual fee₹1,499
Forex markupNot stated
Rewards, as stated by the issuer
- Enjoy elevated living with 6,000 Reward Points as a Welcome benefit
- Attractive Milestone Vouchers
- 25 Reward Points for every INR 100 spent on utility bill payments - up to 500 Reward Points pm
- Milestone: Zomato Voucher/Amazon Prime Voucher - on spends of INR 2 Lacs Annually #
- Milestone: 10,000 RP on spends of INR 3 Lacs & Above #
- Milestone: Additional 10,000 RP on spends of INR 4 Lacs & Above #
- 1 Reward point for every INR 100 spent #
- Welcome reward points: 6,000 RP (No welcome rewards will be given to First Year Free cards)
- 1 Reward point for every INR 100 spent # (Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200
- # Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.
Other benefits
- Avail free movie tickets every month at BookMyShow
- Plan and enjoy your benefits on Utility bill payments with your Platinum Shopgain Credit Card. The card perfectly compliments your spending habits and lifestyle letting you enjoy high-savings on all your Utility spends with best in class entertainment vouchers.
- Offers on Utility Bill Payments
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
- Cinematic Rewards for the love of movies
- All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit https://www.rbl.bank.in/ for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.
Welcome & milestones
Welcome
- Enjoy elevated living with 6,000 Reward Points as a Welcome benefit
Milestones
- Get 6,000 RP as welcome rewards on payment of annual fee and minimum spends of INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Attractive Milestone Vouchers
- Milestone: Zomato Voucher/Amazon Prime Voucher - on spends of INR 2 Lacs Annually #
- Milestone: 10,000 RP on spends of INR 3 Lacs & Above #
- Milestone: Additional 10,000 RP on spends of INR 4 Lacs & Above #
- Please note: Spends of INR 15,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.
- 1 Reward point for every INR 100 spent # (Assuming Normal spends of INR 1,20,000); Reward Point Earned = 1,200
Lounge access
Domestic: Fly high with our Complimentary Airport lounge access across India · 4 Complimentary domestic lounge access^ (1 per quarter) · 4 Complimentary domestic lounge access^
Every fee line found on the page
- Get 6,000 RP as welcome rewards on payment of annual fee and minimum spends of INR 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Annual Rewards worth INR 20,936+
- Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
- Milestone: Zomato Voucher/Amazon Prime Voucher - on spends of INR 2 Lacs Annually #
- Spend Based Waiver: Spend INR 1,50,000 in a year and get waiver of Next year Annual Fee #
- Own your Platinum Shopgain Credit Card by paying an annual fee of INR 1,499 (Plus Service Tax).
- Spend INR 1,50,000 in a year and get second year annual fees of INR 1,499 reversed.
- Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.