Fees read from issuer pageUpdated 2026-07-26
RBL Bank
Platinum ShopSmart Credit Card
₹499 a year
LinePersonal
Joining fee₹499
Annual fee₹499
Forex markupNot stated
Rewards, as stated by the issuer
- 5% Cashback^^ on Groceries
- 5% Cashback^^ on all Grocery spends (up to INR 250 per month)
- Please note: Cashback will be credited in form of reward points.
- 5% cashback on Grocery Spend (up to INR 250 per month)
- # Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.
Other benefits
- Avail free movie tickets every month at BookMyShow
- Add value to all your spends with rewards like never before with Platinum ShopSmart Credit Card. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings specially on your grocery needs coupled with best-in-class rewards, vouchers, and discounts.
- Offer on Movies
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
- Cinematic Rewards for the love of movies
- Get 1+1 Bookmyshow offer on movie tickets (up to INR 200), on any 1 Day of the month (Any Day).
- All Cardmembers can avail the offer by applying under the offers/discounts section on the BookMyShow checkout page. Visit https://www.rbl.bank.in/ for details. Cardmember will need to add their Card details and expiry date for availing the offer. This offer cannot be clubbed with any other offer.
- BookMyShow offer: 1+1 Movie tickets on any day of the month (up to INR 200)
Welcome & milestones
Welcome
- Welcome Gift: INR 500 gift voucher (No welcome rewards will be given to First Year Free cards)
- Note: Welcome Voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
Milestones
- Get gift voucher worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Second year Fee reversal for spends of INR 50,000 #
- Please note: Spends of INR 15,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.
- Note: Welcome Voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
Lounge access
Domestic: Fly high with our Complimentary Airport lounge access across India · Get 2 free visit^ in a year, at domestic lounges at all major airports in India. The Platinum ShopSmart Credit Card knows the best ways to comfort you. · 2 Complimentary Domestic Airport Lounge Access^ in a year
Every fee line found on the page
- Get gift voucher worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
- Annual Benefits worth INR 9,400+
- Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
- Spend Based Waiver: Spend INR 50,000 in a year and get waiver if Next year Annual Fee #
- You pay an Annual Membership fee of INR 499 Plus Goods and Service tax (GST).
- Note: Welcome Voucher of INR 500 will only be credited on payment of Joining fee and on crossing spends of INR 2,000 within 30 days of card issuance.
- Own your Platinum ShopSmart Credit Card by paying an annual fee of INR 499 (Plus Service Tax).
- Spend INR 50,000 in a year and get second year annual fees of INR 499 reversed.