RBL Bank Patanjali Swarn Credit Card

Rewards, as stated by the issuer

• Earn 10% Cashback on Spends at Patanjali Stores
• 10% Cashback on Patanjali Online and Offline Spends
• Earn 6,000 reward points as welcome benefit on your first spend of INR 1,000 or more, within 30 days from card issuance.
• Earn 1 reward point on every INR 100 spends* at online or offline stores.
• UPI transactions exclusion - No reward points will be issued for less than INR 2,000 Offline UPI transactions.
• Get 10% cashback at Patanjali online and offline stores, on transactions of INR 500 or more. Earn monthly cashback of up to INR 750. Click here to know more.
• Milestone Benefit
• Please note that the annual milestone spend thresholds applicable to your credit card have been revised with effect from May 10, 2026.
• Milestone
• Please note that the revised milestone criteria will be applicable to RBL Bank Patanjali Credit Cards issued on or after May 10, 2026. Cards issued on or before May 09, 2026 will continue to benefit the earlier milestone criteria until their next anniversary year.
• **UPI transactions of less than INR 2,000 are excluded from accrual towards annual milestone spends.

Other benefits

• Welcome Rewards on First Transaction!
• Detox with 4N/5D Free Stay
• 1+1 free movie ticket & INR 1,500 shopping voucher
• Enjoy movies with 1+1 discount offer on bookmyshow
• INR 1,500 Patanjali Voucher
• Movie Benefits
• Enjoy 1+1 offer (up to INR 200) on movie tickets at Bookmyshow on weekends/once per month.

Welcome & milestones

Lounge access

Domestic: Domestic Airport Lounge Access · Relax at domestic airport lounges during your travel · Get access to domestic airport lounges - 4 access per annum (once per quarter).

Every fee line found on the page

• INR 1,500 Patanjali Voucher on annual spends** of INR 3 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
• 4nights/5days stay at Patanjali wellness centre on annual spends** of INR 5 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
• Total eligible annual spends of INR 3 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
• Total eligible annual spends of INR 9 lakh, including minimum spends of INR 1.5 lakh at Patanjali stores/website.
• Total eligible annual spends of INR 5 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
• Total eligible annual spends of INR 12 lakh, including minimum spends of INR 2.5 lakh at Patanjali stores/website.
• **UPI transactions of less than INR 2,000 are excluded from accrual towards annual milestone spends.
• Get 1% surcharge waiver up to INR 200 per month, on individual transactions between INR 500 to INR 4,000.
• RBL Bank Patanjali Swarn Credit Card comes with a Membership Fee of INR 1,499+ GST.