RBL Bank Patanjali Vishisht Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

Earn 10% Cashback on Spends at Patanjali Stores
INR 6,000 Cashback at just INR 499!
10% Cashback on Patanjali Online and Offline Spends
Earn 2,000 reward points as welcome benefit on your first spend of INR 500 or more, within 30 days from card issuance.
Earn 1 reward point on every INR 100 spends* at online or offline stores.
UPI transactions exclusion - No reward points will be issued for less than INR 2,000 Offline UPI transactions.
Get 10% cashback at Patanjali online and offline stores, on transactions of INR 500 or more. Earn monthly cashback of up to INR 500. Click here to know more.
Milestone Benefit
Please note that the annual milestone spend thresholds applicable to your credit card have been revised with effect from May 10, 2026.
Milestone
Please note that the revised milestone criteria will be applicable to RBL Bank Patanjali Credit Cards issued on or after May 10, 2026. Cards issued on or before May 09, 2026 will continue to benefit the earlier milestone criteria until their next anniversary year.
**UPI transactions of less than INR 2,000 are excluded from accrual towards annual milestone spends.

Welcome Benefit
Earn 2,000 reward points as welcome benefit on your first spend of INR 500 or more, within 30 days from card issuance.
Important Note – Welcome Benefit is applicable only after annual membership fee is paid.

Earn 2,000 reward points as welcome benefit on your first spend of INR 500 or more, within 30 days from card issuance.
Milestone Benefit
Annual Fee Waiver on annual spends of INR 1.5 lakh (Card fee for next year will be waived).
INR 500 Patanjali Voucher on annual spends** of INR 2.5 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
2nights/3days stay at Patanjali wellness centre on annual spends** of INR 4 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
Please note that the annual milestone spend thresholds applicable to your credit card have been revised with effect from May 10, 2026.
Milestone
Total eligible annual spends of INR 2.5 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
Total eligible annual spends of INR 7 lakh, including minimum spends of INR 1.5 lakh at Patanjali stores/website.
Total eligible annual spends of INR 4 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
Total annual eligible spends of INR 10 lakh, including INR 2.5 lakh at Patanjali stores/website.
Please note that the revised milestone criteria will be applicable to RBL Bank Patanjali Credit Cards issued on or after May 10, 2026. Cards issued on or before May 09, 2026 will continue to benefit the earlier milestone criteria until their next anniversary year.
**UPI transactions of less than INR 2,000 are excluded from accrual towards annual milestone spends.

No airport lounge rule is listed on this card's page.

Annual Fee Waiver on annual spends of INR 1.5 lakh (Card fee for next year will be waived).
INR 500 Patanjali Voucher on annual spends** of INR 2.5 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
2nights/3days stay at Patanjali wellness centre on annual spends** of INR 4 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
Total eligible annual spends of INR 2.5 lakh, including minimum spends of INR 12,000 at Patanjali stores/website.
Total eligible annual spends of INR 7 lakh, including minimum spends of INR 1.5 lakh at Patanjali stores/website.
Total eligible annual spends of INR 4 lakh, including minimum spends of INR 15,000 at Patanjali stores/website.
Total annual eligible spends of INR 10 lakh, including INR 2.5 lakh at Patanjali stores/website.
**UPI transactions of less than INR 2,000 are excluded from accrual towards annual milestone spends.
Get 1% surcharge waiver up to INR 150 per month, on individual transactions between INR 500 to INR 4,000.
RBL Bank Patanjali Vishisht Credit Card comes with a Membership Fee of INR 499+ GST.