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Fees read from issuer pageUpdated 2026-07-26

RBL Bank

World Plus Credit Card

₹4,999 a year

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LinePersonal
Joining fee₹4,999
Annual fee₹4,999
Forex markupNot stated

Rewards, as stated by the issuer

  • 10x Reward Points on dining and international spends
  • Get 20,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Get 2 Reward Points per INR 100 you spend # .
  • Spend INR 3,00,000 in a year and get 20,000 Reward Points. Cross spend level of INR 5,00,000 in a year and get additional 20,000 Reward Points # .
  • Avail 5% discount on your dining spends, via 20 Reward Points that you earn for every INR 100 spent (Maximum Reward Points = 2,000 per month).
  • Avail 5% discount on your International spends, via 20 Reward Points that you earn for every INR 100 spent (Maximum Reward Points = 2,000 per month).
  • Welcome Gift : 20,000 Reward Points (No welcome rewards will be given to First Year Free cards)
  • Milestone Reward : Get 20,000 Reward Points on crossing INR 3 Lakhs and INR 5 Lakhs spends in a year (Total = 40,000 Reward Point) #
  • 10X Reward Points on Dining & International Spends( 20 Reward Points / INR 100 spent)
  • Note: Joining Bonus on 20,000 Reward Points will be credited on payment on Joining fee and on crossing spends of INR 2000 within 30 days of card issuance.
  • Note: Value of 1 Reward Point will vary from INR 0.11 to INR 0.25 across different categories on rblrewards.rbl.bank.in .
  • For calculation purpose, we have assumed value of 1 Reward Point = INR 0.25.
  • # Transactions made on Education, Insurance, Utilities, Rent Payments and Wallet Load categories will not earn reward points.
  • Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.

Other benefits

  • 1+1 ticket free up to INR 200 on BookMyShow
  • Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date (Processing fee of 2.5% applicable; min INR 500 and refer MITC for more details).
  • Redeem them at rblrewards.rbl.bank.in for an exciting range of gift vouchers/hotel stays/air tickets etc.
  • For Golf courses bookings**, please ask for the Golf Concierge Desk by calling our Customer Services at 1800 102 6263. To know the list of Golf courses, latest offers and Terms and Conditions, Click here .
  • **Golf Concierge complimentary only for MasterCard holders.
  • World class concierge
  • To give you the best-in-class services, our dedicated Concierge Help Desk will assist you with all your bookings.
  • Golf Course Referral and Reservation Assistance
  • Cinematic Rewards for the love of movies
  • Get 1+1 free movie ticket (Up to INR 200), on BookMyShow, twice a month on any day of the week.
  • Complimentary – Priority Pass Membership worth $99
  • BookMyShow Offer : 2 Times, 1+1 Movie ticket, on any Day of the month

Welcome & milestones

Welcome

  • Welcome Gift : 20,000 Reward Points (No welcome rewards will be given to First Year Free cards)
  • Note: Joining Bonus on 20,000 Reward Points will be credited on payment on Joining fee and on crossing spends of INR 2000 within 30 days of card issuance.

Milestones

  • Get 20,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Please note: Spends of INR 35,000* (or more) made in the preceding calendar quarter will unlock the lounge access for the subsequent quarter.
  • Milestone Reward : Get 20,000 Reward Points on crossing INR 3 Lakhs and INR 5 Lakhs spends in a year (Total = 40,000 Reward Point) #
  • 2 Reward for every INR 100 spent # (Assuming Normal spends of INR 5,00,000) ; Reward Earned = 10,000
  • (Assuming Spends of INR 2,50,000) ; Reward Earned = 50,000 #
  • Note: Joining Bonus on 20,000 Reward Points will be credited on payment on Joining fee and on crossing spends of INR 2000 within 30 days of card issuance.

Lounge access

Domestic: Experience privileges like never before with your World Plus Credit Card. Enjoy benefits on Movies and Dining, get complimentary access to major domestic airport lounge and avail our 24*7 concierge service. In addition plan your spends and earn unparalleled rewards. · Get 8 free* visit in a year, at domestic lounges at all major airports in India. The World Plus Credit Card knows the best ways to comfort you. · As a part of World Plus Credit Card benefit, you get a complimentary Priority Pass Membership. Using priority pass membership within India for airport lounge access entails a charge upto $35. Similar charges of $35 will apply in case of usage outside India. · 8 Complimentary Domestic Lounge Access in a Year

International: As a part of World Plus Credit Card benefit, you get a complimentary Priority Pass Membership. Using priority pass membership within India for airport lounge access entails a charge upto $35. Similar charges of $35 will apply in case of usage outside India.

Programme: Priority Pass

Every fee line found on the page

  • Fuel surcharge waiver of up to INR 150 per
  • Get 20,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
  • Emergency Advance: Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
  • Experience the freedom to fill your vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to INR 200 per month.
  • The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
  • Fuel surcharge waiver of up to INR 200 per month. (The Surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.)
  • You pay an Annual Membership fee of INR 4,999 /- Plus Goods and Service tax (GST).
  • Note: Joining Bonus on 20,000 Reward Points will be credited on payment on Joining fee and on crossing spends of INR 2000 within 30 days of card issuance.
  • Own your World Plus Credit Card by paying an annual fee of INR 4,999 (Plus Service Tax).
  • Reward redemption fee of INR 99 + GST is applicable on redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee is levied one time for redemptions made in a single day.