Fees read from issuer pageUpdated 2026-07-28
SBI Card
Apollo SBI Card
₹499 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- 3X Reward Points on every Rs. 100 spent on all Apollo services
- 2X Reward Points on every Rs. 100 spent on Dining, Movies & Entertainment
- 1 Reward Point on every Rs. 100 spent on Beauty & Wellness services
- 1 Reward Point on every Rs. 200 spent on other purchases
- Welcome Benefit of 500 Reward Points
- Reward Points on Apollo services
Other benefits
- OneApollo Gold Tier Membership
- Get up to 10% Instant Discount at Select Apollo Services
- Get up to 10% Instant Discount on select Apollo services
- 1 Reward Point on every Rs. 200 spent on other non-fuel retail purchases
- 1 Reward Points = Re. 1
- Instant Redemption at POS View List
- Convert Reward Points into Health Credits
- Annual Fee Waiver on spending Rs. 1,00,000 or more in a year
- Enjoy a 1% fuel surcharge waiver on all petrol pumps across India
- Maximum waiver of Rs. 100 monthly
- Tap & pay with Ease: Make everyday payments effortlessly with Apollo SBI Card. Simply tap your card on a secure reader for instant transactions
- Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
- Secure Transactions: Your card stays in your hand during the transactions, reducing the risk of loss or fraud. MasterCard's payWave's unique security key ensures that even if the card is tapped multiple times, only one transaction is processed
- Click here for FAQs on contactless credit card
- Click here for the list of Merchants enabled for contactless transactions
- Accepted at over 24 million outlets globally, including 3,25,000 in India
- Make payments at any outlet that accepts MasterCard
- Convert eligible purchases into monthly EMIs
Welcome & milestones
Welcome
- Get 500 Reward points worth Rs. 500 on payment of joining fee
- Complimentary Apollo Gold Tier Membership
- Welcome Benefit of 500 Reward Points
Milestones
None listed.
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- Monthly income up to ₹49,999
Every fee line found on the page
- Annual Fee: Rs. 499 + taxes
- Renewal Fee (per annum ): Rs. 499 + taxes from second year onwards
- Renewal Fee waived if annual spend in the previous year Rs. 1 Lakh or more
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards. Renewal Fee is waived if annual spends in the previous year are Rs. 1 lakh or more
- Get 500 Reward points worth Rs. 500 on payment of joining fee
- Annual Fee Waiver on spending Rs. 1,00,000 or more in a year
- Enjoy a 1% fuel surcharge waiver on all petrol pumps across India