Fees read from issuer pageUpdated 2026-07-28

SBI Card

BoM SBI Card ELITE

₹4999 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹4999 + taxes
Forex markup1.99%
airport lounge accessmovie ticketsmilestone benefitsupi paymentsconcierge services

Rewards, as stated by the issuer

  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Get 10,000 Bonus Reward Points on reaching Rs. 3 lakh and Rs. 4 lakh annual spends
  • Get 15,000 Bonus Reward Points on reaching Rs. 5 lakh and Rs. 8 lakh annual spends
  • 5X Reward Points on dining, departmental stores and grocery spends
  • 2 Reward Points per Rs. 100 on all other spends, except fuel
  • Pay your outstanding card bill using Reward Points. 4 Reward Points = Re. 1
  • Up to 50,000 Bonus Reward Points worth Rs. 12,500

Other benefits

  • Free movie tickets worth Rs. 6,000
  • Free movie tickets worth Rs. 6,000 every year
  • This offer is valid on primary cards only
  • To know the redemption process, click here
  • Up to 50,000 Bonus Reward Points worth Rs. 12,500 every year
  • 10,000 Bonus Reward Points on annual spends of Rs. 3 lakhs and 4 lakhs
  • 15,000 Bonus Reward Points on annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend based reversal of Annual Fee on spends of Rs. 10 lakhs
  • 2 Reward Points per Re. 100 on all other spends, except fuel
  • Pay your outstanding card bill using Reward Points. 4 Reward Points = Rs. 1
  • 1% Fuel Surcharge Waiver across all petrol pumps in Indian on every transaction between Rs. 500 to Rs. 4,000
  • Maximum surcharge waiver of Rs. 250 per month, per statement cycle
  • Complimentary membership to the Priority Pass Program worth $99
  • Priority Pass and complimentary membership will be valid for 2 years only
  • Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
  • Call at our customer helpline numbers: 1860 180 1290 or 39020202 ( prefix Local STD code) to receive your Priority Pass

Welcome & milestones

Welcome

  • Welcome e-Gift Voucher worth Rs. 5,000
  • Choose from an array of travel and lifestyle brands: Yatra, Hush Puppies / Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop

Milestones

  • Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
  • Get 10,000 Bonus Reward Points on reaching Rs. 3 lakh and Rs. 4 lakh annual spends
  • Get 15,000 Bonus Reward Points on reaching Rs. 5 lakh and Rs. 8 lakh annual spends
  • Annual fee reversal on annual spends of Rs. 10 lakh
  • 10000 Reward Points on spends of 3 Lac
  • 10000 Reward Points on spends of 4 Lac
  • 15000 Reward Points on spends of 5 Lac
  • 15000 Reward Points on spends of 8 Lac
  • Annual fee Reversal on spends of 10 Lac

Lounge access

Domestic: 2 complimentary domestic airport lounge visits every quarter

International: 6 complimentary airport lounge visits per calendar year, outside India (max. 2 visits per quarter) · Post complimentary visits, a usage fee of $27 + applicable taxes will be charged per Priority Pass lounge visit · Click here to know more about Priority Pass member Lounges

Programme: Priority Pass

Every fee line found on the page

  • Annual Fee: Rs. 4,999 + taxes
  • Renewal Fee (per annum): Rs. 4,999 + taxes from second year onwards
  • What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 4,999 + taxes. The Renewal Fee is Rs. 4,999 + taxes from second year onwards
  • 10,000 Bonus Reward Points on annual spends of Rs. 3 lakhs and 4 lakhs
  • 15,000 Bonus Reward Points on annual spends of Rs. 5 lakhs and 8 lakhs
  • Spend based reversal of Annual Fee on spends of Rs. 10 lakhs
  • 1% Fuel Surcharge Waiver across all petrol pumps in Indian on every transaction between Rs. 500 to Rs. 4,000
  • Maximum surcharge waiver of Rs. 250 per month, per statement cycle
  • Lowest foreign currency mark-up charge of 1.99% on international usage
  • Get 10,000 Bonus Reward Points on reaching Rs. 3 lakh and Rs. 4 lakh annual spends
  • Get 15,000 Bonus Reward Points on reaching Rs. 5 lakh and Rs. 8 lakh annual spends
  • Annual fee reversal on annual spends of Rs. 10 lakh
  • 1% Fuel Surcharge Waiver across all petrol pumps
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India