BPCL SBI Card

Rewards, as stated by the issuer

• 5 Reward points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 5000 Reward Points per month)
• 1 Reward point Rs. 100 spent on other retail purchases (except Mobile wallet upload & Non-BPCL fuel spends)
• 4 Reward Points = Re. 1
• Enjoy 4.25% value back on BPCL purchases

Other benefits

• Fuel your journey with Value Back, Rewards and Benefits on BPCL purchases
• Spend based fee reversal benefit on annual spends of Rs. 100,000
• Enjoy 4.25% Value back 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1,300 Reward Points per billing cycle
• 3.25% + 1% fuel surcharge waiver on every BPCL transaction up to Rs. 4,000 (exclusive of GST and other charges)
• 1 Reward point per Rs. 100 spent on other retail purchases (except Mobile wallet upload & Non-BPCL fuel spend)
• 4.25% Value Back (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000 (applicable only on swiping card at POS machines), exclusive of GST and other charges, at any BPCL petrol pump across the country
• Maximum waiver of Rs. 100 per statement cycle, per credit card account, which is equivalent to an annual savings of Rs. 1,200
• Instant Redemption of Reward Points at select BPCL petrol pumps
• Redeem Rewards Points at Shop n Smile Rewards Catalogue
• Retail outlet list for POS redemption
• Click here For Steps to redeem BPCL Fuel e-voucher at BPCL Retail Outlet
• Tap & Pay with Ease: Make everyday payments effortlessly with BPCL SBI Card. Simply tap your card on a secure reader for instant transactions
• Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
• Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Visa PayWave's unique security key ensures that even if that card is tapped multiple times, only one transaction is processed
• Please Click here to download the FAQs
• Please Click here to download the list of Merchants enabled for transactions
• Accepted at over 24 million outlets globally, including 3,25,000 in India
• Use your card to make payments at any outlet that accepts Visa or MasterCard

Welcome & milestones

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Every fee line found on the page

• Annual Fee: Rs. 499+ taxes
• Renewal Fee (per annum): Rs. 499 + taxes
• W.e.f. 1 May 2026, Annual Fee of Rs.499 for BPCL SBI Credit Card will be reversed upon reaching annual spends of Rs.1 Lakh, revised from existing spends of Rs.50,000
• What is Joining Fee and Renewal Fee of the card? The Joining Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards. W.e.f. 1 May 2026, Annual/Renewal Fee of Rs.499 for BPCL SBI Credit Card will be reversed upon reaching annual spends of Rs.1 Lakh
• Spend based fee reversal benefit on annual spends of Rs. 100,000
• 3.25% + 1% fuel surcharge waiver on every BPCL transaction up to Rs. 4,000 (exclusive of GST and other charges)
• 4.25% Value Back (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000 (applicable only on swiping card at POS machines), exclusive of GST and other charges, at any BPCL petrol pump across the country
• Maximum waiver of Rs. 100 per statement cycle, per credit card account, which is equivalent to an annual savings of Rs. 1,200