Fees read from issuer pageUpdated 2026-07-28

SBI Card

BPCL SBI Card Octane

₹1499 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹1499 + taxes
Forex markupNot stated
airport lounge accessmilestone benefitsco branded perksupi payments

Rewards, as stated by the issuer

  • 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only
  • 10 Reward points on every Rs. 100 spent at Dining, Departmental sties, Grocery & movies (Up to 7,500 Reward Points per month)
  • 1 reward point per Rs. 100 spent on other retail purchase (except Mobile wallet upload & Non-BPCL fuel spends)
  • 25 Reward Points on every Rs. 100 spent on Bharat Gas (Website and app only). Capped at 500 Reward Points per billing cycle
  • 4 Reward Points = Re. 1
  • Get 6000 bonus reward points worth Rs. 1,500 as welcome gift
  • Enjoy 7.25% value back on BPCL purchases

Other benefits

  • Enjoy 7.25% value back ~25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2,500 Reward points per billing cycle
  • 6.25% + 1% Fuel surcharge waiver on every BPCL transaction up to Rs. 4,000 (exclusive of GST and other Charges)
  • 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7,500 Reward Points per month)
  • 1 Reward point per Rs. 100 spent on other retail purchases (except Mobile wallet upload & Non-BPCL fuel spends)
  • e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Hush Puppies on annual spend of Rs. 3 Lakhs
  • Enjoy a 1% fuel surcharge waiver across all BPCL petrol pumps in India (applicable only on swiping card at POS machines),on transactions up to Rs. 4,000
  • Maximum waiver of Rs. 100 per statement cycle, per credit card account, which is equivalent to an annual savings of Rs. 1,200
  • Complimentary Fraud Liability cover of 1 Lakh
  • Spend Based fee reversal benefit on annual spends of 2 Lakhs
  • Spend based Renewal fee will be reversed within 30 days from Annual fee charged date
  • Instant Redemption of Reward Points at select BPCL petrol pumps
  • Redeem Rewards Points at Shop n Smile Rewards Catalogue
  • Retail outlet list for POS redemption
  • Click here For Steps to redeem BPCL Fuel e-voucher at BPCL Retail Outlet
  • Tap & Pay with Ease: Make everyday payments effortlessly with BPCL SBI Card OCTANE. Simply tap your card on a secure reader for instant transactions
  • Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
  • Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Visa PayWave's unique security key ensures that even if that card is tapped multiple times, only one transaction is processed

Welcome & milestones

Welcome

  • Get 6000 bonus reward points worth Rs. 1,500 on payment of Annual Fee
  • Reward points will be credited to cardholders Account within 30 days of annual fee payment
  • Get 6000 bonus reward points worth Rs. 1,500 as welcome gift

Milestones

  • e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Bata/ hush Puppies on annual spend of Rs. 3 Lakhs
  • Aditya Birla fashion Voucher can be redeemed at the following brand stores - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet fashion, and Simon Carter
  • Waiver of Renewal Fee on spends of 2 Lakhs
  • Rs. 2000 e-Gift Vouchers on spends of 3 Lakhs

Lounge access

Domestic: 4 Complimentary domestic VISA lounge visits per calendar year · 4 complimentary domestic lounge visits per calendar year (max. 1 visit per quarter)

Programme: Visa Lounge

Eligibility

Income

  • Monthly income ₹50,000 - ₹99,999

Every fee line found on the page

  • Annual Fee: Rs. 1,499 + taxes
  • Renewal Fee (per annum): Rs. 1,499 + taxes
  • Renewal Fee is reversible if annual spend for last year ≥ Rs. 200,000
  • What is Joining Fee and Renewal Fee of the card? The Joining Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards. Renewal Fee is reversible if the annual spend for last year ≥ Rs. 200,000
  • Get 6000 bonus reward points worth Rs. 1,500 on payment of Annual Fee
  • 6.25% + 1% Fuel surcharge waiver on every BPCL transaction up to Rs. 4,000 (exclusive of GST and other Charges)
  • e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Hush Puppies on annual spend of Rs. 3 Lakhs
  • Enjoy a 1% fuel surcharge waiver across all BPCL petrol pumps in India (applicable only on swiping card at POS machines),on transactions up to Rs. 4,000
  • Maximum waiver of Rs. 100 per statement cycle, per credit card account, which is equivalent to an annual savings of Rs. 1,200
  • e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Bata/ hush Puppies on annual spend of Rs. 3 Lakhs