Fees read from issuer pageUpdated 2026-07-28

SBI Card

IndiGo SBI Card ELITE

₹4999 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹4999 + taxes
Forex markupNot stated
airport lounge accessmilestone benefitsco branded perksupi payments

Rewards, as stated by the issuer

No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.

Other benefits

  • 5,000 IndiGo BluChips Voucher & 1 6E Eats Voucher post Annual Fee payment
  • 7 IndiGo BluChips on Rs. 100 spent on IndiGo App and Web
  • 3 IndiGo BluChips on Rs. 100 spent on Hotel / Lodging and Travel MCCs
  • 2 IndiGo BluChips on Rs. 100 spent all other spends (excluding - Utility, Govt Transactions, Rental, Fuel, Gaming, Cross-Sell and Insurance MCCs)
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India
  • Maximum waiver of Rs. 400 per statement cycle, per credit card account
  • 4 free flight cancellations per year, each up to Rs. 3,000
  • Lost card liability cover of up to Rs. 1 lakh
  • Lost Baggage cover of up to Rs. 75,000
  • Tap & Pay with Ease: Make everyday payments effortlessly with IndiGo SBI Card ELITE. Simply tap your card on a secure reader for instant transactions
  • Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
  • Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud
  • Please click here to download the FAQs
  • Please click here to download the list of merchants enabled for transactions
  • Accepted at over 24 million outlets globally, including 3,25,000 in India
  • Use your card to make payments at any outlet that accepts MasterCard / RuPay
  • Convert eligible purchases into easy monthly EMIs
  • Applicable on transactions of Rs. 2,500 or more

Welcome & milestones

Welcome

  • 5,000 IndiGo BluChips Voucher & 1 6E Eats Voucher post Annual Fee payment and first transaction within 60 days of account opening
  • 4 6E Prime Passes on spends of Rs. 1,00,000 within 90 days of account opening
  • Redeem IndiGo BluChips Voucher on IndiGo App / Website
  • 5,000 IndiGo BluChips Voucher & 1 6E Eats Voucher as Welcome Gift on fee payment and first transaction

Milestones

  • 6,000 IndiGo BluChips Voucher on spends of Rs. 3 lakhs, 6 lakhs, 9 lakhs & 12 lakhs each
  • 6,000 IndiGo Bluchips Voucher on spends of 3 Lakhs
  • 6,000 IndiGo Bluchips Voucher on spends of 6 Lakhs
  • 6,000 IndiGo Bluchips Voucher on spends of 9 Lakhs
  • 6,000 IndiGo Bluchips Voucher on spends of 12 Lakhs

Lounge access

Domestic: 8 complimentary Domestic Airport Lounge visits in a year (max. 2 per quarter) on spends of Rs. 1,00,000 in the last quarter · Click here to know about participating domestic lounges

International: Domestic and Complimentary International Airport Lounge visits · 6 complimentary International Lounge visits in a year (max. 2 per quarter)

Eligibility

Income

  • Monthly income ₹1,00,000 - ₹2,00,000

Every fee line found on the page

  • Annual Fee: Rs. 4999 + taxes
  • Renewal Fee (per annum): Rs. 4999 + taxes
  • What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 4,999 + taxes. The Renewal Fee is Rs. 4,999 + taxes from second year onwards
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India