IRCTC Premier Card

Rewards, as stated by the issuer

• 2,500 Reward Points on annual travel spends of Rs. 50,000
• 5,000 Reward Points on annual travel spends of Rs. 1 Lakh
• For the list of eligible MCCs for milestone benefits on travel spends, click here
• 3 Reward Points per Rs. 125 spent on Dining and standing instructions on Utility spends
• 1 Reward Point per Rs. 125 spent on other non-fuel retail purchases
• Up to 10% value back as reward points on buying tickets through IRCTC
• Get 1,500 reward points worth Rs. 1,500 as Welcome Benefit

Other benefits

• Complimentary Fraud Liability cover of Rs. 1 lakh
• Up to 10% value back as reward points on buying tickets through IRCTC App and Website for AC1, AC2, AC3, Executive Chair car and Chair Car
• 5% back on Air ticket purchases on www.air.irctc.co.in
• 5% back on e-catering purchases on www.ecatering.irctc.co.in
• Reward Points will be transferred to IRCTC Loyalty A/c and can be redeemed on IRCTC Website or Mobile App (Android only)
• Reward Points on IRCTC bookings are calculated on the Booking base fare, including the Primary Cardholder’s fare and all co-travellers’ fares
• Reward Points accrued in a customer’s SBI Card account will not get credited to his / her IRCTC loyalty account if the status of the loyalty account is blocked, inactive or suspended
• To know more, click here
• Spend Based Renewal Fee will be reversed within 30 days from Annual fee charged date
• Fraud Liability cover of Rs. 1 lakhs
• Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
• Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
• Book airline tickets with IRCTC at unbeatable prices
• Get a wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
• Avail accommodation at over 5,000 hotels across 350 cities in India
• In case you decide to cancel any railway ticket booked, a charge of 1% of the total refund amount will be debited to your card
• Waiver of 1% Transaction Charges on booking of railway tickets through www.irctc.co.in will be reviewed & credited as per the updated Merchant ID / Terminal ID list on monthly basis (applicable only on bookings made at www.irctc.co.in and not through any IRCTC partner website)
• Waiver of 1.8% Transaction Charges on booking of air tickets through www.air.irctc.co.in will be reviewed & credited as per the updated Merchant ID / Terminal ID list on monthly basis (applicable only on bookings made at www.air.irctc.co.in and not through any IRCTC partner website)

Welcome & milestones

Lounge access

Railway: 8 complimentary railway lounge access in a year in India (max. 2 per quarter) · Complimentary access to railway lounges will be applicable only for primary cardholders · Click here for FAQs on railway lounges

Eligibility

Every fee line found on the page

• Annual Fee: Rs. 1,499 + taxes
• Renewal Fee (per annum): Rs. 1,499 + taxes
• What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards
• Get 1,500 reward points worth Rs. 1,500 on payment of 1st Annual Fee
• 2,500 Reward Points on annual travel spends of Rs. 50,000
• 5,000 Reward Points on annual travel spends of Rs. 1 Lakh
• Spend based reversal of annual fee on spends of Rs. 2 Lakhs
• Enjoy a 1% fuel surcharge waiver across all petrol pumps in India, on transactions of Rs. 500 to Rs. 4,000