Fees read from issuer pageUpdated 2026-07-28
SBI Card
Karur Vysya Bank SBI Card Gold
₹499 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- 10 Reward Points per Rs. 150 spent on Departmental and Grocery Stores
- 1 Reward Point per Rs. 150 spent on other categories
- 2,000 Bonus Reward Points as a Welcome Gift
- Reward Points on Departmental and Grocery spends
Other benefits
- 1% Fuel Surcharge Waiver
- 1 Reward Point per Rs. 150 spent on other categories (4 Reward Points = Re. 1)
- Redeem Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
- Click here to browse through the Rewards Catalogue
- Enjoy a 1% Fuel Surcharge Waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Maximum waiver of Rs. 100 per statement cycle, per credit card account
- Accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
- Use your card to make payments at any outlet that accepts Visa
- With Karur Vysya Bank - SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
- Withdraw cash from over 1 million Visa ATMs worldwide
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility. Click here to know more
- Book railway tickets online and get them delivered at your doorstep
- Save money on your credit card repayments
- Transfer outstanding balances of other banks’ credit cards to your Karur Vysya Bank - SBI Card at a lower interest rate and repay in easy EMIs. Click here to know about Balance Transfer on EMI
- Login to your account to avail this facility
- Convert eligible purchases into easy monthly EMIs
- Applicable on transactions of Rs. 2,500 or more
- Click here to learn how to apply for Flexipay EMI
Welcome & milestones
Welcome
- 2,000 Bonus Reward Points on Rs. 2000 spent in the first 60 days of receiving your card
- Click here to know more
- 2,000 Bonus Reward Points as a Welcome Gift
Milestones
- Get your Annual Fee reversed on spending Rs. 1 lakh in the previous year
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Annual Fee: Rs. 499 + taxes
- Renewal Fee (per annum): Rs. 499 + taxes
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards
- 1% Fuel Surcharge Waiver
- Get your annual fee reversed on spending Rs. 1 lakh in the previous year
- Enjoy a 1% Fuel Surcharge Waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India