Fees read from issuer pageUpdated 2026-07-28

SBI Card

Karur Vysya Bank SBI Card Gold

₹499 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated

Rewards, as stated by the issuer

  • 10 Reward Points per Rs. 150 spent on Departmental and Grocery Stores
  • 1 Reward Point per Rs. 150 spent on other categories
  • 2,000 Bonus Reward Points as a Welcome Gift
  • Reward Points on Departmental and Grocery spends

Other benefits

  • 1% Fuel Surcharge Waiver
  • 1 Reward Point per Rs. 150 spent on other categories (4 Reward Points = Re. 1)
  • Redeem Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
  • Click here to browse through the Rewards Catalogue
  • Enjoy a 1% Fuel Surcharge Waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
  • Maximum waiver of Rs. 100 per statement cycle, per credit card account
  • Accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Use your card to make payments at any outlet that accepts Visa
  • With Karur Vysya Bank - SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
  • Withdraw cash from over 1 million Visa ATMs worldwide
  • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility. Click here to know more
  • Book railway tickets online and get them delivered at your doorstep
  • Save money on your credit card repayments
  • Transfer outstanding balances of other banks’ credit cards to your Karur Vysya Bank - SBI Card at a lower interest rate and repay in easy EMIs. Click here to know about Balance Transfer on EMI
  • Login to your account to avail this facility
  • Convert eligible purchases into easy monthly EMIs
  • Applicable on transactions of Rs. 2,500 or more
  • Click here to learn how to apply for Flexipay EMI

Welcome & milestones

Welcome

  • 2,000 Bonus Reward Points on Rs. 2000 spent in the first 60 days of receiving your card
  • Click here to know more
  • 2,000 Bonus Reward Points as a Welcome Gift

Milestones

  • Get your Annual Fee reversed on spending Rs. 1 lakh in the previous year

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Annual Fee: Rs. 499 + taxes
  • Renewal Fee (per annum): Rs. 499 + taxes
  • What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards
  • 1% Fuel Surcharge Waiver
  • Get your annual fee reversed on spending Rs. 1 lakh in the previous year
  • Enjoy a 1% Fuel Surcharge Waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India