Fees read from issuer pageUpdated 2026-07-28

SBI Card

KrisFlyer SBI Card Apex

₹9999 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹9999 + taxes
Forex markupNot stated
airport lounge accessmilestone benefitsco branded perks

Rewards, as stated by the issuer

  • Additional 10,000 KrisFlyer Miles on annual spends of Rs. 5 lakhs
  • Additional 3,000 bonus KrisFlyer Miles on cumulative spend of Rs. 10 lakhs
  • 10 KrisFlyer Miles per Rs. 200 spent on Singapore Airlines Group
  • 8 KrisFlyer Miles per Rs. 200 on international spends
  • 6 KrisFlyer Miles per Rs. 200 on other eligible spends
  • Reward Points are not applicable on some spend categories. Refer to TnC for more details
  • 10,000 KrisFlyer Miles on payment of Annual Fees and first transaction

Other benefits

  • Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 L
  • Milestones are created annually from account creation date
  • Milestone benefits will be credited within 30 days in SBI Card account basis eligible transactions
  • Complimentary membership to the Priority Pass Program worth $99
  • Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India
  • Maximum waiver of Rs. 250 per statement cycle, per credit card account
  • Baggage loss / delay cover of Rs. 1 lakh
  • Fraud loss cover of Rs. 10 lakhs
  • Tap & Pay with Ease: Make everyday payments effortlessly with KrisFlyer SBI Card Apex. Simply tap your card on a secure reader for instant transactions
  • Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
  • Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Mastercard PayWave’s or Visa PayWave’s unique security key ensures that even if the card is tapped multiple times, only one transaction is processed
  • Please Click here to download the FAQs
  • Please Click here to download the list of Merchants enabled for transactions
  • Accepted at over 24 million outlets globally, including 3,25,000 in India
  • Withdraw cash from over 1 million MasterCard or Visa ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100 plus cities in India
  • Convert eligible purchases into easy monthly EMIs
  • Applicable on transactions of Rs. 2,500 or more

Welcome & milestones

Welcome

  • 10,000 KrisFlyer Miles on payment of Annual Fees and first transaction within 60 days of card issuance
  • Miles are automatically credited to your KrisFlyer Account on statement date
  • Points will be credited in SBI Card account within 30 days of eligible transaction

Milestones

  • Additional 10,000 KrisFlyer Miles on annual spends of Rs. 5 lakhs
  • Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 lakhs on Singapore Airlines (bookings made via Singapore Airlines App and Website)
  • Additional 3,000 bonus KrisFlyer Miles on cumulative spend of Rs. 10 lakhs
  • 10,000 KrisFlyer Miles on spends of 5 Lakhs
  • Tier Upgrade to KrisFlyer Elite Gold Membership on spends of 7.5 Lakhs
  • 3,000 KrisFlyer Miles on spends of 10 Lakhs

Lounge access

Domestic: 2 complimentary Domestic Airport Lounge visits every quarter

International: 8 complimentary International Airport Lounge visits per year (max. 2 visit per quarter) · Post complimentary visits, a usage fee up to $27 + taxes will be charged for visits to the Priority Pass Member Lounge

Programme: Priority Pass

Eligibility

Income

  • Monthly income ₹2,00,000 and above

Every fee line found on the page

  • Annual Fee: Rs. 9,999 + taxes
  • Renewal Fee (per annum): Rs. 9,999 + taxes
  • What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 9,999 + taxes. The Renewal Fee is Rs. 9,999 + taxes from second year onwards
  • Additional 10,000 KrisFlyer Miles on annual spends of Rs. 5 lakhs
  • Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 L
  • Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 lakhs on Singapore Airlines (bookings made via Singapore Airlines App and Website)
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India