Fees read from issuer pageUpdated 2026-07-28
SBI Card
Paytm SBI Card
₹499 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- 3% Cashback on Paytm Mall, Movies and Travel
- 2% Cashback on Paytm App spends
- 1% Cashback on all other spends
- 3% Cashback on Paytm Travel
Other benefits
- Paytm First Membership
- Cyber Fraud Insurance cover
- 2% Cashback on all other purchases on Paytm App
- 1% Cashback on any other spends across millions of offline and online stores
- 1 Reward Point = Re. 1
- W.e.f. 1st July ’24, the Cashback that you were earning on spends made with your Paytm SBI Card / Paytm SBI Card SELECT will be replaced with Reward points of equivalent value. 1 Reward Point = Re 1. T&C apply
- Get Cyber Fraud Insurance cover of Rs. 1,00,000
- Get an e-voucher for renewal of Paytm First Membership on annual retail spends of Rs. 1 Lakh
- Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Maximum waiver of Rs. 100 per statement cycle
- Manage your Paytm SBI Card with intelligent features on the Paytm App or SBI Card App
- Use features like Spend Analyzer, Smart Spend Control & One Tap Lock / Unlock and Convenient Card Re-issue features on Paytm App
- Accepted in over 24 million outlets globally, including 3,25,000 in India
- Use your card to make payments at any outlet that accepts Visa
- Convert eligible purchases into easy monthly EMIs
- Applicable on transactions of Rs. 2,500 or more
- Click here to know more
- Empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
Welcome & milestones
Welcome
- Enjoy complimentary Paytm First Membership
- Click here for Paytm First Membership details
- Click here for T&C
Milestones
- Paytm First Membership voucher on annual spends of Rs. 1 lakh
- E-Voucher Paytm First Membership Renewal on spends of 1 Lakhs
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- Monthly income up to ₹49,999
Every fee line found on the page
- Annual Fee: Rs. 499 + taxes
- Renewal Fee (per annum): Rs. 499 + taxes from second year onwards
- What is Joining Fee and Renewal Fee of the card? The Joining Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards
- Get an e-voucher for renewal of Paytm First Membership on annual retail spends of Rs. 1 Lakh
- Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Paytm First Membership voucher on annual spends of Rs. 1 lakh