Fees read from issuer pageUpdated 2026-07-28

SBI Card

Paytm SBI Card

₹499 + taxes a year

LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated
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Rewards, as stated by the issuer

  • 3% Cashback on Paytm Mall, Movies and Travel
  • 2% Cashback on Paytm App spends
  • 1% Cashback on all other spends
  • 3% Cashback on Paytm Travel

Other benefits

  • Paytm First Membership
  • Cyber Fraud Insurance cover
  • 2% Cashback on all other purchases on Paytm App
  • 1% Cashback on any other spends across millions of offline and online stores
  • 1 Reward Point = Re. 1
  • W.e.f. 1st July ’24, the Cashback that you were earning on spends made with your Paytm SBI Card / Paytm SBI Card SELECT will be replaced with Reward points of equivalent value. 1 Reward Point = Re 1. T&C apply
  • Get Cyber Fraud Insurance cover of Rs. 1,00,000
  • Get an e-voucher for renewal of Paytm First Membership on annual retail spends of Rs. 1 Lakh
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
  • Maximum waiver of Rs. 100 per statement cycle
  • Manage your Paytm SBI Card with intelligent features on the Paytm App or SBI Card App
  • Use features like Spend Analyzer, Smart Spend Control & One Tap Lock / Unlock and Convenient Card Re-issue features on Paytm App
  • Accepted in over 24 million outlets globally, including 3,25,000 in India
  • Use your card to make payments at any outlet that accepts Visa
  • Convert eligible purchases into easy monthly EMIs
  • Applicable on transactions of Rs. 2,500 or more
  • Click here to know more
  • Empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

Welcome & milestones

Welcome

  • Enjoy complimentary Paytm First Membership
  • Click here for Paytm First Membership details
  • Click here for T&C

Milestones

  • Paytm First Membership voucher on annual spends of Rs. 1 lakh
  • E-Voucher Paytm First Membership Renewal on spends of 1 Lakhs

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

  • Monthly income up to ₹49,999

Every fee line found on the page

  • Annual Fee: Rs. 499 + taxes
  • Renewal Fee (per annum): Rs. 499 + taxes from second year onwards
  • What is Joining Fee and Renewal Fee of the card? The Joining Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards
  • Get an e-voucher for renewal of Paytm First Membership on annual retail spends of Rs. 1 Lakh
  • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
  • Paytm First Membership voucher on annual spends of Rs. 1 lakh