Fees read from issuer pageUpdated 2026-07-28
SBI Card
PhonePe SBI Card Purple
₹499 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- 3 Reward Points per Rs. 100 on PhonePe spends
- 2 Reward Points per Rs. 100 on online spends
- 1 Reward Point per Rs. 100 on other spends
Other benefits
- PhonePe gift card worth Rs. 500
- 3 Reward Points per Rs. 100 on eligible PhonePe spends
- 2 Reward Points per Rs. 100 on eligible online spends
- 1 Reward Points = Re. 1
- Redeem Reward Points against a wide array of vouchers or for cash
- Please click here for detailed T&C
- Get Yatra voucher worth Rs. 3,000 on annual spends of Rs. 3 lakhs
- Annual Fee reversal on spends of Rs. 1 lakh or more in previous membership year
- Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Maximum waiver of Rs. 100 per statement cycle
- Withdraw cash from over 1 million Visa / Mastercard / American Express ATMs across the globe
- Convert eligible purchases into easy monthly EMIs
- Applicable on transactions of Rs. 2,500 or more
- Click here to know more
- Get enhanced security against counterfeiting and skimming with the chip and pin enabled PhonePe SBI Card PURPLE
- Empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility. Click here to know more
- Save money on your credit card repayments
Welcome & milestones
Welcome
- PhonePe Gift Card worth Rs. 500. Please click here for detailed T&C
Milestones
- Yatra Voucher worth Rs. 3,000 on annual spends of Rs. 3 lakhs
- Annual Fee Reversal on spends of 1 Lakhs
- Rs. 3,000 Yatra Voucher on spends of 3 Lakhs
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- Monthly income up to ₹49,999
Every fee line found on the page
- Renewal Fee (per annum): Rs. 499 + taxes from second year onwards
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is 499 + taxes . The Renewal Fee is Rs. 499 + taxes from second year onwards
- Yatra voucher worth Rs. 3,000 on annual spends of Rs. 3 lakhs
- Get Yatra voucher worth Rs. 3,000 on annual spends of Rs. 3 lakhs
- Annual Fee reversal on spends of Rs. 1 lakh or more in previous membership year
- Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India