Fees read from issuer pageUpdated 2026-07-28
SBI Card
Reliance SBI Card
₹499 + taxes a year
LinePersonal
Joining fee₹2,250
Annual fee₹499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- 10 Reward Points per Rs. 100 spent on AJIO & JioMart Online Stores (except on UPI Payments)
- 5 Reward Points per Rs. 100 spent on other participating Reliance Retail Stores (except on UPI Payments)
- 5 Reward Points per Rs. 100 spent on dining & movies
- 1 Reward Point per Rs. 100 spent on other retail purchases (except fuel, property rental, wallet upload)
- 1 Reward Point = Rs. 0.25
Other benefits
- Spend-Based Fee Reversal on Annual Spends of Rs. 1 Lakh
- Get vouchers worth Rs. 2,250 on annual spends of Rs. 80,000
- Rs. 2,250 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
- Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Maximum waiver of Rs. 100 per statement cycle
- Transaction offers at participating Reliance Retail Stores
- Click here for details
- Tap & Pay with Ease: Make everyday payments effortlessly with Reliance SBI Card. Simply tap your card on a secure reader for instant transactions
- Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
- Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Rupay/Mastercard Contactless unique security key ensures that even if the card is tapped multiple times, only one transaction is processed
- Please Click here to download the FAQs
- Please Click here to download the list of Merchants enabled for transactions
- Accepted at over 24 million outlets globally, including 3,25,000 in India
- Use your card to make payments at any outlet that accepts RuPay/MasterCard
- Withdraw cash from over 1 million RuPay/MasterCard ATMs across the globe
- Convert eligible purchases into easy monthly EMIs
- Applicable on transactions of Rs. 2,500 or more
- Click here to know more
Welcome & milestones
Welcome
- Get Reliance Retail Voucher worth Rs. 500 on payment of Joining Fee
- Click here for more details
- Additional discount vouchers worth Rs. 3200 /- of various participating Reliance Retail Stores. For details, Click here
- Vouchers shall be delivered with in 30 days post realization of the joining fees
Milestones
- Spend Based Reversal on annual spends of Rs 1 Lakh
- Rs. 500 worth Reliance Retail Voucher on annual spends of Rs. 25,000 at participating Reliance Retail Stores
- Rs. 750 worth Reliance Retail Voucher on annual spends of Rs. 50,000 at participating Reliance Retail Stores
- Rs. 1,000 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
- Gift Vouchers are redeemable only at participating Reliance Retail Stores
- Click here for the list of participating Reliance Retail Stores
- Rs. 500 Reliance Retail Voucher on spends of 25,000
- Rs. 750 Reliance Retail Voucher on spends of 50,000
- Rs. 1,000 Reliance Retail Voucher on spends of 80,000
- Waiver of Renewal Fee on spends of 1 Lakh
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- Monthly income up to ₹49,999
Every fee line found on the page
- Annual Fee: Rs. 499+ taxes
- Renewal Fee (per annum): Rs. 499 + taxes from second year onwards
- Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards. Renewal Fee is reversed if annual spends for last year >= Rs 1,00,000
- Spend-Based Fee Reversal on Annual Spends of Rs. 1 Lakh
- Get vouchers worth Rs. 2,250 on annual spends of Rs. 80,000
- Get Reliance Retail Voucher worth Rs. 500 on payment of Joining Fee
- Spend Based Reversal on annual spends of Rs 1 Lakh
- Rs. 2,250 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
- Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all petrol pumps across India
- Rs. 500 worth Reliance Retail Voucher on annual spends of Rs. 25,000 at participating Reliance Retail Stores
- Rs. 750 worth Reliance Retail Voucher on annual spends of Rs. 50,000 at participating Reliance Retail Stores
- Rs. 1,000 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores