Fees read from issuer pageUpdated 2026-07-28

SBI Card

Reliance SBI Card

₹499 + taxes a year

LinePersonal
Joining fee₹2,250
Annual fee₹499 + taxes
Forex markupNot stated
milestone benefitsonline spendsco branded perksupi payments

Rewards, as stated by the issuer

  • 10 Reward Points per Rs. 100 spent on AJIO & JioMart Online Stores (except on UPI Payments)
  • 5 Reward Points per Rs. 100 spent on other participating Reliance Retail Stores (except on UPI Payments)
  • 5 Reward Points per Rs. 100 spent on dining & movies
  • 1 Reward Point per Rs. 100 spent on other retail purchases (except fuel, property rental, wallet upload)
  • 1 Reward Point = Rs. 0.25

Other benefits

  • Spend-Based Fee Reversal on Annual Spends of Rs. 1 Lakh
  • Get vouchers worth Rs. 2,250 on annual spends of Rs. 80,000
  • Rs. 2,250 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all petrol pumps across India
  • Maximum waiver of Rs. 100 per statement cycle
  • Transaction offers at participating Reliance Retail Stores
  • Click here for details
  • Tap & Pay with Ease: Make everyday payments effortlessly with Reliance SBI Card. Simply tap your card on a secure reader for instant transactions
  • Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
  • Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Rupay/Mastercard Contactless unique security key ensures that even if the card is tapped multiple times, only one transaction is processed
  • Please Click here to download the FAQs
  • Please Click here to download the list of Merchants enabled for transactions
  • Accepted at over 24 million outlets globally, including 3,25,000 in India
  • Use your card to make payments at any outlet that accepts RuPay/MasterCard
  • Withdraw cash from over 1 million RuPay/MasterCard ATMs across the globe
  • Convert eligible purchases into easy monthly EMIs
  • Applicable on transactions of Rs. 2,500 or more
  • Click here to know more

Welcome & milestones

Welcome

  • Get Reliance Retail Voucher worth Rs. 500 on payment of Joining Fee
  • Click here for more details
  • Additional discount vouchers worth Rs. 3200 /- of various participating Reliance Retail Stores. For details, Click here
  • Vouchers shall be delivered with in 30 days post realization of the joining fees

Milestones

  • Spend Based Reversal on annual spends of Rs 1 Lakh
  • Rs. 500 worth Reliance Retail Voucher on annual spends of Rs. 25,000 at participating Reliance Retail Stores
  • Rs. 750 worth Reliance Retail Voucher on annual spends of Rs. 50,000 at participating Reliance Retail Stores
  • Rs. 1,000 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
  • Gift Vouchers are redeemable only at participating Reliance Retail Stores
  • Click here for the list of participating Reliance Retail Stores
  • Rs. 500 Reliance Retail Voucher on spends of 25,000
  • Rs. 750 Reliance Retail Voucher on spends of 50,000
  • Rs. 1,000 Reliance Retail Voucher on spends of 80,000
  • Waiver of Renewal Fee on spends of 1 Lakh

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Income

  • Monthly income up to ₹49,999

Every fee line found on the page

  • Annual Fee: Rs. 499+ taxes
  • Renewal Fee (per annum): Rs. 499 + taxes from second year onwards
  • Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
  • What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards. Renewal Fee is reversed if annual spends for last year >= Rs 1,00,000
  • Spend-Based Fee Reversal on Annual Spends of Rs. 1 Lakh
  • Get vouchers worth Rs. 2,250 on annual spends of Rs. 80,000
  • Get Reliance Retail Voucher worth Rs. 500 on payment of Joining Fee
  • Spend Based Reversal on annual spends of Rs 1 Lakh
  • Rs. 2,250 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores
  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all petrol pumps across India
  • Rs. 500 worth Reliance Retail Voucher on annual spends of Rs. 25,000 at participating Reliance Retail Stores
  • Rs. 750 worth Reliance Retail Voucher on annual spends of Rs. 50,000 at participating Reliance Retail Stores
  • Rs. 1,000 worth Reliance Retail Voucher on annual spends of Rs. 80,000 at participating Reliance Retail Stores