Fees read from issuer pageUpdated 2026-07-28
SBI Card
SBI Card PULSE
₹1499 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹1499 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- Enjoy 10 Reward Points per Rs. 100 spent on Chemist, Pharmacy, Sports, Dining and Movies
- Earn 2 Reward Points per Rs. 100 on all other spends
- Pay your card outstanding with Reward Points. 4 Reward Points = Rs.1
- You can also redeem your Reward Points against a host of options from the Reward Catalogue
Other benefits
- ColorFit Pulse 4 Pro Smartwatch worth Rs. 7,999
- Complimentary 1-year FITPASS PRO and Netmeds First Membership
- Fraud Liability Insurance Cover of Rs. 1 lakh
- Complimentary 1-year FITPASS PRO Membership on card renewal every year
- Complimentary 1-year Netmeds First Membership on card renewal every year
- Both memberships are subject to payment of Joining Fee and minimum of one retail transaction
- Loss of Check-in baggage - Cover up to Rs. 72,000 (US $1,000)
- Delay of check-in baggage – Cover of Rs. 7,500
- Loss of travel documents – Cover of up to Rs. 12,500
- Delay in flight – Cover of up to Rs. 7,500
- Click here for detailed T&C
- Complimentary Priority Pass Membership worth US $99 for first two years
- Click here for detailed Terms & Conditions
- Tap & Pay with Ease: Make everyday payments effortlessly with SBI Card PULSE. Simply tap your card on a secure reader for instant transactions
- Fast & Convenient: No need to hand over your card or fumble for cash or coins. Tap and go for small, everyday payments in seconds
- Secure Transactions: Your card stays in your hand during the transaction, reducing the risk of loss or fraud. Visa PayWave’s unique security key ensures that even if the card is tapped multiple times, only one transaction is processed
- Click here for FAQs on contactless credit card
- Click here for the list of Merchants enabled for contactless transactions
Welcome & milestones
Welcome
- Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs. 7,999 on payment of Joining Fee
- Click here to know more
Milestones
- Waiver of Renewal Fee on annual spends of Rs. 2 lakhs
- Get Rs. 1,500 e-Voucher on annual retail spends of Rs. 4 lakhs
- Click here to learn more
- Waiver of Renewal Fee on spends of 2 Lakhs
- 1,500 E-Voucher on spends of 4 Lakhs
Lounge access
Domestic: Complimentary 4 Domestic Lounge visits every year (restricted to 1 per quarter)
Programme: Priority Pass
Eligibility
Income
- Monthly income ₹50,000 - ₹99,999
Every fee line found on the page
- Annual Fee: Rs. 1,499 + taxes
- Renewal Fee (per annum): Rs. 1,499 + taxes from second year onwards
- Renewal Fee is reversed if annual spends for last year >= Rs. 2,00,000
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards. Renewal Fee is reversed if annual spends for last year >= Rs. 2,00,000
- Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs. 7,999 on payment of Joining Fee
- Waiver of Renewal Fee on annual spends of Rs. 2 lakhs
- Get Rs. 1,500 e-Voucher on annual retail spends of Rs. 4 lakhs
- Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India