Fees read from issuer pageUpdated 2026-07-28
SBI Card
Titan SBI Card
₹2999 + taxes a year
LinePersonal
Joining feeNot stated
Annual fee₹2999 + taxes
Forex markupNot stated
Rewards, as stated by the issuer
- Enjoy 10 Reward Points per Rs. 100 spent on Chemist, Pharmacy, Sports, Dining and Movies
- Earn 2 Reward Points per Rs. 100 on all other spends
- Pay your card outstanding with Reward Points. 4 Reward Points = Rs.1
- You can also redeem your Reward Points against a host of options from the Reward Catalogue
- Reward Points Worth Rs. 3,000
Other benefits
- Cashback and Gift Vouchers on Titan Brands
- Spend Based Reversal on annual spends of Rs 3 lakhs
- Additional Gift Voucher worth Rs. 5,000 on annual spends of Rs 5 lakhs
- Additional Gift Voucher worth Rs. 10,000 on annual spends of Rs 10 lakhs
- Gift Vouchers are redeemable only at exclusive Titan Stores
- 3% Value Back as Gift Vouchers on spends at Tanishq (quarterly cap applicable)
- 5% Cashback on spends at Mia, CaratLane & Zoya (quarterly cap applicable)
- 7.5% Cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata (quarterly cap applicable)
- 6 Reward Points per Rs. 100 on all other categories outside Titan spends
- Reward Point Accrual exclusion on fuel, wallet upload, property rental, utilities categories
- Use your Reward Points to redeem against a wide array of Titan Vouchers
- 1 Reward Point = Rs. 0.25
- Complimentary Priority pass Membership for first 2 years
- 1% fuel surcharge waiver on transactions up to Rs. 3,000 at all petrol pumps across India
- Maximum waiver of Rs. 100 per statement cycle
- Empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility. Click here to know more
Welcome & milestones
Welcome
- Get 12,000 Reward Points worth Rs. 3,000 on payment of Annual Fees
Milestones
- Spend based reversal on spends of Rs. 3 lakhs
- Rs 5,000 Gift Voucher on spends of Rs. 5 lakhs
- Rs 10,000 Gift Voucher on spends of Rs. 10 lakhs
- Rs. 5,000 E-voucher of select Tata brands on spends of 5 Lakhs
- Annual Fee Waiver on spends of 3 Lakhs
- Rs. 10,000 E-voucher of select Tata brands on spends of 10 Lakhs
Lounge access
Domestic: 8 complimentary Domestic Airport Lounges in a year (max. 2 per quarter)
International: 4 complimentary International Airport Lounges in a year (max. 2 per quarter)
Programme: Priority Pass · Visa Lounge
Eligibility
Income
- Monthly income ₹50,000 - ₹99,999
Every fee line found on the page
- Annual Fee: Rs. 2,999 + taxes
- Renewal Fee (per annum): Rs. 2,999 + taxes from second year onwards
- What is Annual Fee and Renewal Fee of the card? The Annual Fee of the card is Rs. 2,999 + taxes. The Renewal Fee is Rs. 2,999 + taxes from second year onwards
- Get 12,000 Reward Points worth Rs. 3,000 on payment of Annual Fees
- Spend Based Reversal on annual spends of Rs 3 lakhs
- Additional Gift Voucher worth Rs. 5,000 on annual spends of Rs 5 lakhs
- Additional Gift Voucher worth Rs. 10,000 on annual spends of Rs 10 lakhs
- 1% fuel surcharge waiver on transactions up to Rs. 3,000 at all petrol pumps across India