Fees read from issuer pageUpdated 2026-07-26

SBM Bank India

OneCard Credit Card RuPay Variant (SBM-issued, FD-backed)

Lifetime free

LinePersonal
Joining feeNil
Annual feeNil
Forex markupNot stated

Rewards, as stated by the issuer

  • 5X rewards on your top spends
  • 5X rewards on Top 2 spend categories. Points are credited instantly and never expire. Just swipe right to redeem. No more rounding off, get even fractional points.

Other benefits

  • Lifetime Free Credit Card
  • Share limit with your family. They get their own One Credit Card with separate offers while you keep track and control of their spending.
  • All ideas and suggestions are welcome.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Lifetime Free Credit Card