Fees read from issuer pageUpdated 2026-07-26
Standard Chartered Bank India
Standard Chartered DigiSmart Credit Card
No annual fee
LinePersonal
Joining feeNot stated
Annual feeNil
Forex markupNot stated
Rewards, as stated by the issuer
- Get a sweet 15% cashback* on your Ola cab bookings with a maximum cashback of INR 600 per month. Know more !
- You can easily redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.
- Enjoy flat 2%* cashback on online spends & 1%* cashback on other spends*. *T&C apply
Other benefits
- Standard Chartered’s DigiSmart Card, is for online purchases with attractive offers on grocery, dining, travel & more.
- Movie ticket free at Inox on Saturdays and Sundays
- Key in the promo code DIGISMART and get 10% off* on Blinkit with no minimum spend. This offer is valid for five transactions per month, with a monthly discount maximum of INR 1,000. Know more !
- Offer on Zomato Food Orders
- The promo code DIGISMART will get you 10% discount* on Zomato orders with no minimum spend. Valid for 5 transactions per month with a maximum discount of INR 150 per transaction. Know more !
- Free* movie ticket at INOX
- Buy One Get One (BOGO) movie ticket free* at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of INR 200 per transaction. Know more !
- Shopping discounts at Yatra.com
- Get a 20% discount* at Yatra on domestic flights upto INR 750 and a 10% discount* on international flights upto INR 10,000. Also get 25% discount on domestic hotel bookings upto INR 4,000. Valid for 1 transaction per quarter, per category. Apply promo code: DIGISMART. Know more !
- Digismart Credit Card is offered on Visa Network
- DigiSmart Card is a newly launched best credit card for online shopping by Standard Chartered Bank. This credit card offers discounts and cashback on groceries, movies, fashion, cab rentals, food & travel spends made online.
- How to avail of the discounts and offers on this credit card for online shopping?
- Is the Ola credit card offer applicable for all rides?
- Yes, this offer on DigiSmart card is applicable for all cab rides except Ola bike, auto, and pool rides.
- How to avail credit card movie offers (BOGO- Buy 1 Get 1) with INOX
- You can avail BOGO movie offers on INOX with the following steps –
- Visit www.inoxmovies.com/mobile app/mobile website
- Go through the regular ticket booking flow for selecting the location, movie, show timings, and seat(s) of your choice
Welcome & milestones
Welcome
None listed.
Milestones
- The DigiSmart credit card has no annual fee. Instead, clients will be charged a modest sum of INR 49 per month. This is waived on monthly spends of INR 5000 in the next calendar month of fee levied.
- Like in the case of the primary card, payment of an annual fee is not required. Charges only include INR 49 per month which is waived on monthly spends of INR 5000 in the next calendar month of fee levied.
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Income
- Minimum monthly income of INR 50,000 is required.
Every fee line found on the page
- Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.
- The DigiSmart credit card has no annual fee. Instead, clients will be charged a modest sum of INR 49 per month. This is waived on monthly spends of INR 5000 in the next calendar month of fee levied.
- Like in the case of the primary card, payment of an annual fee is not required. Charges only include INR 49 per month which is waived on monthly spends of INR 5000 in the next calendar month of fee levied.