Standard Chartered Platinum Rewards Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

And enjoy 5X rewards on fine dining and fuel spends with no limit on monthly rewards earned
reward points for every INR 150 spent at fine-dining outlets
reward points for every INR 150 spent on fuel
reward points for every INR 150 spent on other categories
5x reward points
The Platinum Rewards card lets you earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned. Terms and conditions apply.
1x reward point
Earn 1 reward point, with the best rewards credit card by SC, for every INR 150 spent on all other categories. Terms and conditions apply.
● Earn 5 reward points for every INR 150 spent on dining.
● Earn 5 reward points for every INR 150 spent on fuel.
● Earn 1 reward point for every INR 150 spent on all other categories.
What are reward points?
How do I earn reward points with a Platinum Rewards credit card?
How to redeem reward points?
● Online – Login to Standard Chartered netbanking portal and choose options such as gift vouchers or retail items, for which you can redeem your reward points.
You can earn 5x reward points on every INR 150 spent on dining or on fuel expenditure as well as 1x reward points on the same amount for purchases made in all other categories with no monthly limit to your reward points.
What are the important things to remember about reward points?
● You will want to redeem your reward points and vouchers before their expiry dates.

Platinum Credit Card is offered on Visa Network
Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.
● Exclusive offers and discounts across shopping, travel, dining and more.
While there is a first year and renewal fee for the Platinum Rewards credit card, this is not a requirement for its supplementary cardholders. Joining offers are also not applicable for supplementary cards.
● Vouchers may cost more than their actual worth in order to be redeemable.
● You can redeem points with vouchers and items from assorted catalogues.

*This offer will only be applicable to those who have submitted the credit card application electronically through the digital channel as prescribed by Bank. No joining benefits. Offer not applicable for existing credit card holders.

*Spend of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

No airport lounge rule is listed on this card's page.

Spend once* and get the Platinum Rewards credit card, Lifetime Free
Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.
Annualized Percentage Rate: Monthly interest rate for Platinum Rewards credit card is 3.75% pm (APR of 45%). The monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR).
The Platinum Rewards credit card comes with comfortable fee rates. In the first year, you are required to pay only INR 250. The renewal fee, which commences from the 2nd year onwards, is also INR 250.
Rewards Points on Other Annual Spend (Avg INR 1,80,000 per Year – 1 Reward Point per INR 150)