Standard Chartered Ultimate Credit Card

Rewards, as stated by the issuer

• Earn 6000 Reward Points* worth Rs. 6000 on payment of joining fee with Ultimate Credit Card.
• 1 Reward point equals to INR 1
• 5% cashback*
• Earn 5 reward* points per INR 150 spent and get maximum benefit with 1 reward point equal to INR 1
• 5% cashback* on duty free spends and access to over 1000 airport lounges across the world.
• Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.
• Cashback of 5%* at duty-free store
• W.e.f 25-Aug-2024, all overseas transactions will be levied with 2% forex markup fee at the time of transaction posting itself on the Ultimate Credit Card. This will eliminate the hassle of waiting for a separate posting of 1.5% cashback.
• Which are the merchant categories selected for reward point revision?
• From April 2 nd , 2023, transactions on Ultimate credit card for Utilities, Supermarkets, Insurance, Property management, Schools & Government payments will now earn 3 reward points on every INR150 spent.
• Is there any capping to the reward points earned on merchant categories with revision?
• Please note there is no capping to the reward points that can be earned in a month on the merchant categories where there is a revision in reward points.
• How many reward points will I earn on fuel transactions using Ultimate credit card?
• From April 2 nd , 2023, no reward points will be earned for Fuel transactions on StanChart Ultimate credit card.
• The changes would be effective from April 2 nd , 2023. Please note all spends till 31 st March 2023 on the select categories will continue to earn reward points as per the existing reward proposition i.e. 5 reward points on every INR 150 spent.
• Will there be any impact to my existing reward points?
• There will be no impact to your existing reward points which you have earned and is available for redemption till expiry of those points.
• Cashback on duty free outlets (INR 1000 cashback – 2 visit / year )

Other benefits

• Ultimate Credit Card – Best Golf Credit Card – Standard Chartered India
• on duty-free spends
• Get complimentary access to premier golf courses in the country.
• Insurance Benefits
• Protect yourself with complimentary overseas air accident cover of INR 1 Crore and medical insurance worth USD 25,000. Click here to update nominee details.
• Ultimate Credit Card is offered on Mastercard Network.
• Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.
• Complimentary membership to Priority Pass to primary card holder as well as supplementary card holder. Usage is chargeable at 27 USD per visit. The fees will be waived for 1 visit per month for customers whose card spend in the last month exceeds INR 20,000
• Travel and Air Accident Cover up to ($ 200K).& Medical Travel Insurance up to $ 25K.
• Exclusive Golf privileges
• I am already on the free version of the Visa Infinite card- can I upgrade to the Ultimate credit card?
• What is the age limit for availing medical insurance?
• Yes, you can apply for an Ultimate virtual credit card for golf benefits, dining privileges & more & access these perks instantly To know more, click here .
• What is the Air Accident Insurance feature on my Ultimate Credit Card?
• Standard Chartered Bank has provided below mentioned complimentary Air Accident Insurance on the Standard Ultimate Credit Card and will be governed as per respective Product Terms and Conditions available on www.sc.bank.in/credit-cards/ultimate-card/
• Air Accident Insurance – HDFC ERGO General Insurance Company Ltd.
• What is the Travel Insurance feature offered on my Ultimate Credit Card?
• Standard Chartered Bank has provided below mentioned complimentary Travel Insurance on the Standard Ultimate Credit Card and will be governed as per respective Product Terms and Conditions available on www.sc.bank.in/credit-cards/ultimate-card/

Welcome & milestones

Lounge access

Domestic: 4 complimentary access per calendar quarter on domestic Lounges in India (using your Ultimate Credit Card) · 1 complimentary access per month at international lounges outside India (with Priority Pass) subject to spends of INR 20,000 on your Ultimate Credit Card in the previous month. · The domestic lounge program under VISA/Mastercard provides you 4 domestic lounge accesses per calendar quarter using your Ultimate Credit Card. This is complimentary for all cardholders. · 6 domestic lounge visits (INR 1400/visit)

International: 1 complimentary access per month at international lounges outside India (with Priority Pass) subject to spends of INR 20,000 on your Ultimate Credit Card in the previous month. · How to access Priority Pass Lounge Benefits? · Your Ultimate credit card offers you complimentary membership to Priority Pass, which gives you access to lounges in international airports across the globe. You can log on to www.prioritypass.com for details on the participating lounges. To know more on the terms and conditions, click here . · 4 global lounge visits with priority pass (2300/visit)

Programme: Priority Pass

Eligibility

Every fee line found on the page

• Earn 6000 Reward Points* worth Rs. 6000 on payment of joining fee with Ultimate Credit Card.
• Enjoy reduced foreign currency markup fee of 2% on all foreign currency transactions.
• Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.
• Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.
• Joining fee = Rs 5,000
• Renewal fee = Rs 5,000
• Complimentary membership to Priority Pass to primary card holder as well as supplementary card holder. Usage is chargeable at 27 USD per visit. The fees will be waived for 1 visit per month for customers whose card spend in the last month exceeds INR 20,000
• 1%* fuel surcharge waiver
• W.e.f 25-Aug-2024, all overseas transactions will be levied with 2% forex markup fee at the time of transaction posting itself on the Ultimate Credit Card. This will eliminate the hassle of waiting for a separate posting of 1.5% cashback.
• However, clients will now enjoy a surcharge waiver of 1% on fuel spends across all petrol pumps. The fuel surcharge waiver amount will be capped at Max Rs 1000/ per month.
• 1.5% cashback on your foreign mark up (INR 50,000 / Year)
• 1% fuel surcharge waiver (On spend of INR 15000/month i.e., INR 150 waiver per month)
• Rewards point on paying joining fee (6000 rewards points worth INR 6000)