Fees read from issuer pageUpdated 2026-07-26
YES BANK
YES BANK ACE Credit Card
₹499 a year
LinePersonal
Joining fee₹499
Annual fee₹499
Forex markup2.75%
Rewards, as stated by the issuer
- ACE Credit Card with Reward Points,
- 8 Reward Points for ₹200 spent on online Shopping
- 4 Reward Points for ₹200 spent on Offline Shopping
- Now choose the reward points you want
- b) Maximum cap of 5000 reward points per statement cycle
Other benefits
- Buy 1 Get 1 offer on Coffee at Malls
- Insurance Sales, Underwriting, and Premiums
- Insurance Premiums
- f) The offer is available at only eligible outlets inside select malls across India. Terms and Conditions Apply. To know more Click Here
Welcome & milestones
Welcome
None listed.
Milestones
- First Year Membership Fee of INR 499, reversed on spends of INR 5,000 within One month of card set up
- Renewal Membership Fee of INR 499, reversed on spends of INR 50,000 within 12 months prior to the renewal
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Age
- Between 21 to 60 years of age
Income
- https://creditrewardz.yes.bank.in/
- Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Employment
- Salaried or self employed
Every fee line found on the page
- First Year Membership Fee of INR 499, reversed on spends of INR 5,000 within One month of card set up
- Renewal Membership Fee of INR 499, reversed on spends of INR 50,000 within 12 months prior to the renewal
- Interest Rate of 3.99% per month (47.88% annually), on Overdue amount and 2.49% per month against Fixed Deposit
- g) Foreign Currency Markup applicable prior to 15th June 2026 is 2.75%.