Fees read from issuer pageUpdated 2026-07-26

YES BANK

YES BANK Anq Phi Credit Card

₹499 a year

LinePersonal
Joining feeNil
Annual fee₹499
Forex markupNot stated

Rewards, as stated by the issuer

  • 24 Reward Points
 on every ₹200 spent a
  • e) Reward points valid only on personal spends.

Other benefits

No additional benefit line was found on this card's page.

Lounge access

International: Complimentary International Lounge Access

Eligibility

Income

  • https://creditrewardz.yes.bank.in/
  • Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above

Employment

  • Salaried or self employed

Every fee line found on the page

  • 1% Fuel surcharge waiver b
  • *Zero Renewal Membership Fee: Fee of ₹499 + Applicable Taxes, waived on total retail spent of ₹1,20,000 within a year prior to card renewal date
  • b)Effective 15th June 2026: Fuel surcharge waiver valid in India for transaction between ₹500 to ₹3,000 only; Maximum Surcharge waiver per statement cycle: ₹300. Applicable Transaction Range for Fuel Surcharge Waiver prior to 15th June 2026 is ₹400 to ₹5,000.