YES BANK ELITE+ Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

Now choose the reward points you want

Other benefits

25% Discount Offer on BookMyShow l
Effective 15th June 2026, YES Rewardz Points will not be awarded on Rental, Wallet and Fuel, Government & Marketing / Advertising category transactions, Cash withdrawals, Post Purchase EMI & Instant EMI transactions, Insurance, Education, Railways, Toll, Ferry & Jewellery.
Effective 15th June 2026:Valid on retail purchases only. Not applicable on Rent, Wallet and Fuel, Government, Marketing / Advertising category transactions, Cash withdrawals, Post Purchase EMI & Instant EMI transactions, Insurance, Education, Railways, Toll, Ferry & Jewellery.
Insurance Sales, Underwriting, and Premiums
Insurance Premiums
d) Terms and conditions apply. Click here to view T&C and The list of golf courses is subject to change at the sole discretion of the network partner (VISA or Mastercard) and without any prior notice to YES BANK or its Cardmembers.
i)Offer valid only for Movie tickets(Discount is capped at INR 250 per calendar month). Click Here to view T&C.

Welcome & milestones

Welcome

None listed.

Milestones

First Year Membership Fee of INR 999 + Applicable Taxes, waived off on total retail spends of INR 20,000/- done within one month of card set up date
Renewal Membership Fee of INR 999 + Applicable Taxes, waived on total retail spends of INR 2,00,000 in a year and get waiver on subsequent renewal fee

Lounge access

International: International Lounge Access

Eligibility

Age

21 to 60 years of age

Income

https://creditrewardz.yes.bank.in/
Minimum Net Salary of INR 1 lakhs per month or Income Tax Return of INR 9 Lakhs and above.

Employment

Salaried or self employed

Every fee line found on the page

First Year Membership Fee of INR 999 + Applicable Taxes, waived off on total retail spends of INR 20,000/- done within one month of card set up date
Renewal Membership Fee of INR 999 + Applicable Taxes, waived on total retail spends of INR 2,00,000 in a year and get waiver on subsequent renewal fee
j)Foreign Currency Markup applicable prior to 15th June 2026 is 2.75%

Fees

Joining

₹999

Annual

₹999

Renewal

₹999

Waiver

First Year Membership Fee of INR 999 + Applicable Taxes, waived off on total retail spends of INR 20,000/- done within one month of card set up date

Forex markup

2.75%

Read from

Issuer page (rendered)

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Fee schedule

The issuer prices this elsewhere; follow the link below for the authoritative figure.

Schedule of charges ↗Schedule of charges ↗Schedule of charges ↗Schedule of charges ↗

Evidence — the sentence each fee came from

annual: Renewal Membership Fee of INR 999 + Applicable Taxes, waived on total retail spends of INR 2,00,000 in a year and get waiver on subsequent renewal fee

forex_markup: j)Foreign Currency Markup applicable prior to 15th June 2026 is 2.75%

joining: First Year Membership Fee of INR 999 + Applicable Taxes, waived off on total retail spends of INR 20,000/- done within one month of card set up date

renewal: Renewal Membership Fee of INR 999 + Applicable Taxes, waived on total retail spends of INR 2,00,000 in a year and get waiver on subsequent renewal fee

waiver: First Year Membership Fee of INR 999 + Applicable Taxes, waived off on total retail spends of INR 20,000/- done within one month of card set up date