YES BANK Essence Credit Card

Rewards, as stated by the issuer

• Experience curated welcome bundles, birthday joys, milestone benefits, and exclusive privileges — all designed around you.

Other benefits

• Unlock your Lifetime Free* Credit Card - exclusive limited period offer
• Buy one get one offer on District
• INR 1,000 Myntra voucher & health checkup in birthday month
• YES Rewardz Points will not be awarded on Rental, Wallet and Fuel, Government services, Marketing & Advertising category transactions, Insurance, Educational services, Cash withdrawals, Post Purchase EMI, Instant EMI transactions, Fees & Charges.
• Authorized Collection & Recovery Agencies
• e) Maximum discount of up to INR 250 on your second movie ticket once per user per calendar month. Offer is valid on Movie tickets only.
• f) The offer is available at only eligible outlets inside select malls across India. Terms and Conditions Apply. Click Here to know more

Welcome & milestones

Lounge access

Domestic: c) Domestic Lounge Access is subject to meeting Spends threshold. Click here to view Terms and Conditions and list of eligible Domestic Lounges.

Eligibility

Every fee line found on the page

• Unlock your Lifetime Free* Credit Card - exclusive limited period offer
• 10,000 Bonus YES Rewardz on annual spends of INR 1,00,000
• First Year Membership Fee of INR 799, reversed on spends of INR 20,000 within One month of card set up (Not Applicable for Lifetime Free Card)
• Renewal Membership Fee of INR 799, reversed on spends of INR 1,00,000 within 12 months prior to the renewal (Not Applicable for Lifetime Free Card)